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The Business Loan Store

Compare fast business loans

When timing matters, the lender's process matters as much as the price. Many online and specialist lenders now publish funding times measured in hours or days rather than weeks.

67 products from 25 lenders · Last checked 1 Oct 2026

Not sure which lender will say yes?

Tell us about your business and explore lenders that may fit your circumstances.

Products where the lender publishes a funding time of hours or a few days. Times are as advertised and subject to approval.

67 products from 25 lenders

Fast business loans

Asset and equipment financierVia broker

Angle Finance Logistics Finance

Secured finance through brokers for commercial trucks up to 12 tonnes GVM, and trailers and caravans used for commercial purposes.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Angle Finance Logistics Finance
Asset and equipment financierVia broker

Angle Finance Motor Vehicle Finance

Secured finance through brokers for commercial vehicles up to 4.5 tonnes, including sedans, utilities and all-terrain vehicles.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Angle Finance Motor Vehicle Finance
Asset and equipment financierVia broker

Angle Finance Yellow Goods Finance

Secured finance through brokers for equipment on wheels or tracks, such as excavators, backhoes, forklifts and mowers, from $10,000 to $1,000,000.

Amount
$10K to $1M
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Angle Finance Yellow Goods Finance
Private lenderVia broker

Aquamore Short-Term Commercial Loan

Short-term commercial loan of up to $7.5M through approved brokers, secured by a first or second mortgage, for terms up to 24 months.

Amount
Up to $7.5M
Term
Up to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 6% p.a.
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Short-Term Commercial Loan
Private lender

Assetline Capital Private Lending - No Valuation Facility

Property-backed private loan from $500,000 to $1.8M up to 60% LVR, with no valuation required for qualifying scenarios where speed matters.

Amount
$500K to $1.8M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 8.84% p.a.
Max LVR
Up to 60%
Trading
Not published
Source dated 26 Sept 2026
Details for Assetline Capital Private Lending - No Valuation Facility
Non-bank business lender

Banjo Loans Asset Finance Excel

Asset finance from $20K to $2M over 1 to 5 years for vehicles and business equipment, secured against the asset.

Amount
$20K to $2M
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Asset Finance Excel
Non-bank business lender

Banjo Loans Asset Finance Express

Asset finance from $20K to $750K over 1 to 5 years for vehicles and equipment, with no need to be backed by property.

Amount
$20K to $750K
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
1+ year trading
Source dated 23 Sept 2026
Details for Banjo Loans Asset Finance Express
Non-bank business lender

Banjo Loans Business Loan Bridge

Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
2 mths to 6 mths
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Bridge
Non-bank business lender

Banjo Loans Business Loan Excel

Term loan from $20K to $2M over 6 months to 5 years for established businesses funding stock, growth or cash flow.

Amount
$20K to $2M
Term
6 mths to 5 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Excel
Non-bank business lender

Banjo Loans Business Loan Express

Term loan from $20K to $750K over 6 months to 5 years for businesses needing cash flow funding with less paperwork.

Amount
$20K to $750K
Term
6 mths to 5 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Express
Non-bank business lender

Banjo Loans Business Loan Flexi

Term loan from $20K to $2M over 12 or 16 months for cash flow needs, with the option of up to 4 months of interest-only repayments.

Amount
$20K to $2M
Term
1 yr to 16 mths
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Flexi
Non-bank business lender

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Daily, Weekly
Trading
Not published
Source dated 23 Sept 2026
Details for Bizcap Bridging Finance
Non-bank business lender

Bizcap Fast Business Loan

Short-term loan from $5K to $500K over 3 to 12 months for urgent needs and unexpected expenses, repaid daily or weekly.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
4+ months trading
Source dated 23 Sept 2026
Details for Bizcap Fast Business Loan
Non-bank business lender

Bizcap Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit
Non-bank business lender

Bizcap Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rates and other criteria
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit Ultra
Non-bank business lender

Bizcap Secured Business Loan

Loan from $30K to $7.5M secured by property equity, for businesses seeking larger cash flow or growth funding.

Amount
$30K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
5+ months trading
Source dated 23 Sept 2026
Details for Bizcap Secured Business Loan
Non-bank business lender

Bizcap Small Business Loan

Short-term loan over 3 to 12 months for small businesses funding cash flow, stock, equipment or growth, repaid daily or weekly.

Amount
$5K to $7.5M
Term
3 mths to 1 yr
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
4+ months trading
Source dated 23 Sept 2026
Details for Bizcap Small Business Loan
Non-bank business lender

Capify Merchant Cash Advance

Merchant cash advance from $5K to $500K over 3 to 12 months, repaid daily as a small percentage of card and EFTPOS sales.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily
Trading
2+ months in business
Source dated 23 Sept 2026
Details for Capify Merchant Cash Advance
Non-bank business lender

Capify Secured Business Loan

Secured business loan for funding cash flow, growth, equipment or stock; security type, rates, term and eligibility are not published.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Capify Secured Business Loan
Non-bank business lender

Capify Unsecured Business Loan

Short-term unsecured loan over 3 to 12 months with daily repayments, for businesses funding cash flow, growth, equipment or stock.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily
Trading
6+ months trading
Source dated 23 Sept 2026
Details for Capify Unsecured Business Loan
Private lender

Capital Bridging Finance ATO Debt Loan

Short-term property-secured bridging loan to clear a business tax debt with the ATO and stop further penalties.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance ATO Debt Loan
Private lender

Capital Bridging Finance Cash Flow Loan

Short-term property-secured loan to buy materials or stock, grow the business or cover one-off expenses, assessed on revenue projections.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Cash Flow Loan
Private lender

Capital Bridging Finance Commercial Finance

Short-term property-secured bridging loan for businesses to buy stock, invest in technology, upgrade property or act on investment opportunities.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Commercial Finance
Private lender

Capital Bridging Finance Debt Consolidation Loan

Short-term property-secured finance to consolidate existing business debts into one loan. Interest rate and LVR depend on the application.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Max LVR
Varies
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Debt Consolidation Loan
Private lender

Capital Bridging Finance Urgent Funds

Short-term emergency loan secured against property for last-minute business expenses, cash flow gaps, investment opportunities or settlement.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Urgent Funds
Asset and equipment financier

Dynamoney Asset & Equipment Finance

Asset and equipment finance with a single application up to $1M, without needing tax returns or financial statements at that level.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Asset & Equipment Finance
Asset and equipment financier

Dynamoney Business Overdraft

Business overdraft from $20K to $500K, secured or unsecured, with interest charged only on the balance outstanding.

Amount
$20K to $500K
Term
Not published
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
ABN and GST registered for 3+ years
Source dated 23 Sept 2026
Details for Dynamoney Business Overdraft
Asset and equipment financier

Dynamoney Business Term Loan

Business term loan from $20K to $500K with fixed repayments.

Amount
$20K to $500K
Term
1 yr to 5 yrs
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
ABN and GST registered for 12+ months
Source dated 23 Sept 2026
Details for Dynamoney Business Term Loan
Invoice and trade financier

Earlypay Business Line of Credit

Receivables-backed line of credit from $100K to $10M for cash flow or growth, drawn against eligible invoices.

Amount
$100K to $10M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Earlypay Business Line of Credit
Invoice and trade financier

Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

Amount
$50K to $10M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)
Invoice and trade financier

Fifo Capital Business Loan

Property secured business term loan, interest only or principal and interest, with weekly, fortnightly or monthly repayments for cash flow, stock and growth.

Amount
Not published
Term
From 3 mths
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
12+ months trading
Source dated 25 Sept 2026
Details for Fifo Capital Business Loan
Invoice and trade financier

Fifo Capital Trade Finance

Revolving trade finance from $500K to $5M paying up to 100% of supplier invoices, with trade terms up to 180 days for local and overseas suppliers.

Amount
$500K to $5M
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Fifo Capital Trade Finance
Asset and equipment financier

Finance One Commercial Business Equipment Finance

Business equipment finance from $8,000 to $150,000 for new or used machinery, trailers, earthmoving gear and tools; poor credit applicants may be considered.

Amount
$8K to $150K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Business Equipment Finance
Asset and equipment financier

Finance One Commercial Business Vehicle Loan

Business vehicle finance from $8,000 to $150,000 over 3 to 7 years for cars, utes, trucks and food trucks, including for businesses with a bad credit history.

Amount
$8K to $150K
Term
3 yrs to 7 yrs
Security
Not published
Rates and other criteria
Rate
Risk-based pricing
Repayments
Not published
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Business Vehicle Loan
Asset and equipment financier

Finance One Commercial Unsecured Cash Flow Loan

Unsecured business loan for small to medium-sized enterprises for working capital, equipment, stock, expansion, marketing or cash flow gaps.

Amount
Not published
Term
Not published
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Unsecured Cash Flow Loan
Customer-owned bank

Great Southern Bank Secured Business Loan

Secured business loan of $20,000 to $5M for buying a business or franchise, commercial property, equipment and fit outs or cash flow.

Amount
$20K to $5M
Term
Not published
Security
Secured
Rates and other criteria
Rate
7.25% to 7.75% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Great Southern Bank Secured Business Loan
Private lender

HomeSec Business Finance Business Bridging Loan

Business bridging loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Business Bridging Loan
Private lender

HomeSec Business Finance Caveat Loan for Business

Short-term caveat loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Caveat Loan for Business
Private lender

HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance First Mortgage Business Loan
Private lender

HomeSec Business Finance Second Mortgage Business Loan

Second mortgage business loan from $20K to $5M secured over Australian property, for business or investment purposes.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Second Mortgage Business Loan
Non-bank business lender

Lumi Small Business Loan

Small business loan up to $1M, with weekly repayments, for funding cash flow, stock, equipment or growth.

Amount
Up to $1M
Term
Up to 5 yrs
Security
Varies
Rates and other criteria
Rate
From 15.5% APR
Repayments
Weekly
Trading
6+ months trading
Source dated 23 Sept 2026
Details for Lumi Small Business Loan
Property-backed non-bankVia broker

MA Money Commercial Loan

Commercial property loan through brokers, $100,000 to $8 million over up to 30 years, for purchase, refinance, cash out, debt consolidation or ATO debt.

Amount
$100K to $8M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.79%
Max LVR
Up to 80%
Trading
Self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime)
Source dated 26 Sept 2026
Details for MA Money Commercial Loan
Asset and equipment financierVia broker

Metro Finance Commercial Finance Agreement

Commercial finance agreement for businesses buying approved cars, trucks and equipment, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Metro Finance Commercial Finance Agreement
Asset and equipment financierVia broker

Metro Finance Finance Lease

Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Metro Finance Finance Lease
Invoice and trade financier

Moneytech Business Loan

Business loan from $25,000 to $500,000 over up to 36 months for cash flow, ATO debt, expansion, acquisitions and equipment, secured or unsecured.

Amount
$25K to $500K
Term
Up to 3 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
12+ months GST registration
Source dated 25 Sept 2026
Details for Moneytech Business Loan
Non-bank business lender

Moula Business Loan

Term loan from $10K to $500K over 3 months to 5 years, with fortnightly repayments, for cash flow, stock, equipment, ATO debt or growth.

Amount
$10K to $500K
Term
3 mths to 5 yrs
Security
Varies
Rates and other criteria
Rate
15.99% to 35.99% APR
Repayments
Fortnightly
Trading
12+ months in business
Source dated 23 Sept 2026
Details for Moula Business Loan
Invoice and trade financier

Octet OctetDebtor - Debtor & Invoice Finance

Debtor and invoice finance facility advancing up to 85% of invoices, for businesses with a receivables ledger of $100K or more.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
6+ months trading
Source dated 23 Sept 2026
Details for Octet OctetDebtor - Debtor & Invoice Finance
Non-bank business lender

OnDeck Lightning Loan

Unsecured short term business loan from $10,000 to $175,000 over 6 to 24 months with daily or weekly repayments, for cash flow, stock, equipment and growth.

Amount
$10K to $175K
Term
6 mths to 2 yrs
Security
Unsecured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
1+ year in business
Source dated 25 Sept 2026
Details for OnDeck Lightning Loan
Non-bank business lender

Prospa Business Line of Credit

Revolving line of credit from $2K to $500K for businesses managing cash flow or stock, with interest charged only on the funds used.

Amount
$2K to $500K
Term
Not published
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Prospa Business Line of Credit
Non-bank business lender

Prospa Business Loan Plus

Property-secured term loan from $500K to $1M over up to 5 years, for established businesses with larger growth or cash flow needs.

Amount
$500K to $1M
Term
Up to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
3+ years trading
Source dated 23 Sept 2026
Details for Prospa Business Loan Plus
Non-bank business lender

Prospa Small Business Loan

Term loan from $5K to $500K over up to 5 years, with weekly repayments, for small businesses funding cash flow, stock, equipment or growth.

Amount
$5K to $500K
Term
Up to 5 yrs
Security
Varies
Rates and other criteria
Rate
Risk-based pricing
Repayments
Weekly
Trading
6+ months trading
Source dated 23 Sept 2026
Details for Prospa Small Business Loan
Asset and equipment financier

Resimac Commercial Asset Finance

Chattel mortgage for businesses buying cars, utes, vans, trucks, trailers and equipment, with terms up to 60 months (84 months on green goods).

Amount
Not published
Term
Up to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Commercial Asset Finance
Asset and equipment financierVia broker

Resimac Electric Vehicle Finance

Broker-submitted finance for ABN and GST registered businesses buying electric vehicles, $5,000 to $250,000 over 1 to 7 years, Low Doc or Lite Doc.

Amount
$5K to $250K
Term
1 yr to 7 yrs
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
ABN and GST registered more than 1 year (Lite Doc) or more than 2 years (Low Doc)
Source dated 1 Oct 2026
Details for Resimac Electric Vehicle Finance
Invoice and trade financier

ScotPac Asset Finance

Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.

Amount
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for ScotPac Asset Finance
Invoice and trade financier

ScotPac Boost Business Loan

Boost Business Loan from $10K to $500K over 6 months to 3 years, at a variable rate, for businesses funding cash flow or growth.

Amount
$10K to $500K
Term
6 mths to 3 yrs
Security
Varies
Rates and other criteria
Rate
Risk-based pricing
Repayments
Not published
Trading
12+ months trading
Source dated 23 Sept 2026
Details for ScotPac Boost Business Loan
Invoice and trade financier

ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility that advances cash against unpaid B2B invoices, for businesses invoicing $10K or more a month.

Amount
Up to $200M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
6+ months trading
Source dated 23 Sept 2026
Details for ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)
Invoice and trade financier

ScotPac Line of Credit

Line of credit up to $500K, sized up to 150% of average monthly sales, with a 2-year redraw period and 2 further years to repay.

Amount
Up to $500K
Term
Up to 4 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
12+ months trading
Source dated 23 Sept 2026
Details for ScotPac Line of Credit
Invoice and trade financier

ScotPac Trade Finance

Trade finance facility for businesses funding stock, equipment or supplier purchases.

Amount
Not published
Term
Up to 5 mths
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for ScotPac Trade Finance
Private lender

Secured Lending ATO Tax Debt Loan

Private first or second mortgage loan of $250K to $10M to clear ATO tax debt, including PAYG and super, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending ATO Tax Debt Loan
Private lender

Secured Lending Bridging Loan

Short-term commercial bridging loan of $250K to $10M secured by a first or second mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Bridging Loan
Private lender

Secured Lending Caveat Loan

Short-term business loan of $250K to $10M secured by a caveat over residential or commercial property, leaving your first mortgage in place, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Caveat Loan
Private lender

Secured Lending First Mortgage Loan

Short-term private business loan of $250K to $10M secured by a first registered mortgage, for terms of 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending First Mortgage Loan
Private lender

Secured Lending Second Mortgage Loan

Short-term business loan of $250K to $10M secured by a second mortgage behind your existing first mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 11.95% p.a. fixed
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Second Mortgage Loan
Private lender

Secured Lending Secured Business Line of Credit

Revolving business line of credit secured by a second mortgage over property, letting you draw, repay and redraw within the term.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Secured Business Line of Credit
Non-bank business lender

Shift Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rates and other criteria
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Shift Asset Finance
Non-bank business lender

Shift Business Overdraft

Revolving business overdraft from $10K to $2M for managing cash flow, with the limit based on your linked bank data.

Amount
$10K to $2M
Term
Up to 5 yrs
Security
Not published
Rates and other criteria
Rate
14.95% to 24.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Shift Business Overdraft
Non-bank business lender

Shift Equipment Line

Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.

Amount
Up to $2M
Term
Up to 5 yrs
Security
Not published
Rates and other criteria
Rate
11.95% to 16.95% p.a. (fixed)
Repayments
Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Shift Equipment Line

The products below are ones where the lender publishes a specific funding time. Published times are usually "as little as" and depend on approval and how quickly you provide what they need.

What to know

Have documents ready

ID, ABN details and bank statement access are the usual minimum. Delays are most often caused by missing paperwork.

Fast is not always cheap

Speed can come with shorter terms and higher pricing. Compare the total cost as well as the time.

Property-secured can be fast too

Specialist lenders focused on security can settle larger amounts quickly when the exit is clear.

Fast business loans: common questions

Can I get a business loan the same day?

Some lenders publish same-day funding for approved applications. It depends on the lender, the amount and how fast you provide documents.

Does a fast loan affect my credit score more?

No differently from other applications. A formal application may add a credit enquiry, so apply where approval is likely.

More ways to compare business loans

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