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Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

From lender's website, 23 Sept 2026
Amount
$50K to $10M
Term
Not published
Rate
7.99% to 13.95% p.a.
Security
Asset-backed

Product details

As published by Earlypay. Details not published by the lender are marked.

Loan amount
$50K to $10M
Rate
7.99% to 13.95% p.a.Interest rate charged on invoice finance balances
Rate type
Not published
Term
Not published
Security
Asset-backed
Structure
Invoice finance facility
Fees
Drawdown or administration fees may apply
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Aims to advance funds within 24 hours of approval
Restrictions
Invoices must be owed by Australian businesses for goods or services already delivered or completed
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowTax debtGrowth

More from Earlypay

Business Line of Credit

Receivables-backed line of credit from $100K to $10M for cash flow or growth, drawn against eligible invoices.

Amount
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Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Business Line of Credit

Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

Amount
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Term
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Security
Asset-backed
Rate
From 9.49% p.a.
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Equipment & Asset Finance

Trade Finance

Trade finance for businesses with outstanding invoices to other Australian businesses, to fund stock and cash flow.

Amount
Not published
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Trade Finance

Similar products from other lenders

ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility that advances cash against unpaid B2B invoices, for businesses invoicing $10K or more a month.

Amount
Up to $200M
Term
Not published
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
6+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)

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