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Moula Business Loan

Term loan from $10K to $500K over 3 months to 5 years, with fortnightly repayments, for cash flow, stock, equipment, ATO debt or growth.

Business LoansCashflow LoansWorking Capital FinanceTax & ATO Finance
Source dated 23 Sept 2026
Amount
$10K to $500K
Term
3 mths to 5 yrs
Rate
15.99% to 35.99% APR
Security
Varies
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Product details

As published by Moula. Details not published by the lender are marked.

Loan amount
$10K to $500K
Rate
15.99% to 35.99% APR
Rate type
Fixed
Term
3 mths to 5 yrs
Security
Varies
Structure
Term loan
Fees
2% establishment fee for direct customers · No transaction fees · Missed payments: dishonour fee up to $30; rescheduling fee up to $40
Repayment frequency
Fortnightly
Early repayment
No early repayment penalty after the 3-month minimum term; a prepayment fee applies within it
Time trading
12+ months in business
Turnover
$10K+ monthly sales
Documents
ABN or ACN and GST registration; personal, business and credit details; banking or accounting data can be linked
Guarantees
Personal guarantee required when applying on behalf of a company
Funding time
Funds within 24 hours if approved
Restrictions
Business purposes only. No upfront asset security up to $150K; larger amounts may require security
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowStockEquipmentRefinanceTax debtGrowthSomething else

About Business Loan

Moula publishes these details for Business Loan: structure term loan; loan amount $10K to $500K; term 3 mths to 5 yrs; security varies; time trading 12+ months in business; turnover $10K+ monthly sales. Not published by Moula for this product: maximum LVR. Ask the lender or a finance specialist to confirm these before you apply.

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