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Moula Business Loan

Term loan from $10K to $500K over 3 months to 5 years, with fortnightly repayments, for cash flow, stock, equipment, ATO debt or growth.

Business LoansCashflow LoansWorking Capital FinanceTax & ATO Finance
From lender's website, 23 Sept 2026
Amount
$10K to $500K
Term
3 mths to 5 yrs
Rate
15.99% to 35.99% APR
Security
Varies
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Product details

As published by Moula. Details not published by the lender are marked.

Loan amount
$10K to $500K
Rate
15.99% to 35.99% APR
Rate type
Fixed
Term
3 mths to 5 yrs
Security
Varies
Structure
Term loan
Fees
2% establishment fee for direct customers · No transaction fees · Missed payments: dishonour fee up to $30; rescheduling fee up to $40
Repayment frequency
Fortnightly
Early repayment
No early repayment penalty after the 3-month minimum term; a prepayment fee applies within it
Time trading
12+ months in business
Turnover
$10K+ monthly sales
Documents
ABN or ACN and GST registration; personal, business and credit details; banking or accounting data can be linked
Guarantees
Personal guarantee required when applying on behalf of a company
Funding time
Funds within 24 hours if approved
Restrictions
Business purposes only. No upfront asset security up to $150K; larger amounts may require security
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowStockEquipmentRefinanceTax debtGrowthSomething else

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