MA Money Commercial Loan

Product details

As published by MA Money. Details not published by the lender are marked.

Loan amount

$100K to $8M

Rate

From 7.79%Shown on MA Money's open public website on 2026-09-26 (broker commercial overview page, no login) as "Rates from 7.79%" for "Prime Full Doc loans up to 65% LVR and $4m". No as-at date is shown. Rate type not stated.

Maximum LVR

Up to 80%

Rate type

Not published

Term

Up to 30 yrs

Security

Property-secured

Structure

Commercial property loan

Fees

Not published

Repayment frequency

Not published

Early repayment

Not published

Time trading

Self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime)

Turnover

Not published

Documents

Full Doc: 1 year personal tax return and corresponding notice of assessment, plus trust and company tax returns if applicable, or simplified self-employed (company directors only) with 3 months payslips and last financial year ATO income statement. Alt Doc: 1 income document (accountant letter, last 2 BAS or 6 months business bank statements) and a declaration of financial position. Light Doc: declaration of financial position. Lease Doc also available.

Guarantees

Personal guarantee only; no GSA required

Funding time

Conditional approval within 48 hours for fully packaged applications

Restrictions

Not accepted: development sites, farming or rural properties, hotels, pubs and specialised securities.

How to apply

Through a broker or the lender's relationship managers

Suitable purposes

Commercial propertyRefinanceTax debtSomething else