Non-bank business lender

OnDeck business finance

OnDeck is an Australian non-bank online lender to small businesses. It offers unsecured short term business loans, the Lightning Loan and Lightning Loan Plus, applied for online.

Business Loans Cashflow Loans Working Capital Finance

Products listed: 2
ABN: 28 603 753 215
Commercial relationship: Listing on this site is not paid for by the lender.
Information last checked: 25 Sept 2026

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OnDeck products

Lightning Loan

Unsecured short term business loan from $10,000 to $175,000 over 6 to 24 months with daily or weekly repayments, for cash flow, stock, equipment and growth.

Amount: $10K to $175K
Term: 6 mths to 2 yrs
Security: Unsecured
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 1+ year in business

From lender's website, 25 Sept 2026

Details

Lightning Loan Plus

Larger unsecured short term business loan from $175,001 to $250,000 over 6 to 24 months for businesses trading 1+ year, assessed with bank statements and accountant prepared financials.

Amount: $175K to $250K
Term: 6 mths to 2 yrs
Security: Unsecured
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 1+ year in business

From lender's website, 25 Sept 2026

Details

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
General information.: This information is general in nature and does not consider your objectives, financial situation or needs. It is not an offer or approval of finance.

All disclosures

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