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Bizcap Secured Business Loan

Loan from $30K to $7.5M secured by property equity, for businesses seeking larger cash flow or growth funding.

Business LoansNon-Cashflow / Asset-Backed Finance
Source dated 23 Sept 2026
Amount
$30K to $7.5M
Term
Not published
Rate
Rate available on application
Security
Property-secured
Enquire about this product

Product details

As published by Bizcap. Details not published by the lender are marked.

Loan amount
$30K to $7.5M
Rate
Rate available on applicationPriced by factor rate, which varies with creditworthiness, loan term and use of funds
Rate type
Factor rate
Security
Property-secured
Structure
Term loan
Fees
Establishment fee, agreed upfront
Repayment frequency
Daily, Weekly
Early repayment
Discounts for early payout
Time trading
5+ months trading
Guarantees
Personal guarantees may be taken; a charge over assets is taken for loans above $30K
Funding time
Approval in as little as 3 hours; funds in as little as 24 hours, subject to approval
Restrictions
Active ABN or ACN; property equity is used as security
How to apply
Direct with the lender, or through us
Not published by Bizcap
term, turnover, documents
Suitable purposes
Cash flowGrowth

About Secured Business Loan

Bizcap publishes these details for Secured Business Loan: structure term loan; loan amount $30K to $7.5M; security property-secured; time trading 5+ months trading; funding time approval in as little as 3 hours; funds in as little as 24 hours, subject to approval; guarantees personal guarantees may be taken; a charge over assets is taken for loans above $30K. Not published by Bizcap for this product: term, maximum LVR, turnover, documentation. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bizcap products

  • Bridging Finance: Loan amount is $30K to $7.5M here and $150K to $7.5M for Bridging Finance; Bizcap publishes time trading (5+ months trading) for this product but not for Bridging Finance; funding time is approval in as little as 3 hours; funds in as little as 24 hours, subject to approval here and funds in as little as 24 hours; approval time depends on the application and its complexity for Bridging Finance; suitable purposes is cash flow, Growth here and cash flow, Something else for Bridging Finance.
  • Fast Business Loan: Loan amount is $30K to $7.5M here and $5K to $500K for Fast Business Loan; term is published for Fast Business Loan (3 mths to 1 yr) but not for this product; security is property-secured here and varies for Fast Business Loan; time trading is 5+ months trading here and 4+ months trading for Fast Business Loan.
  • Line of Credit: Structure is term loan here and line of credit for Line of Credit; loan amount is $30K to $7.5M here and $15K to $750K for Line of Credit; Bizcap publishes security (property-secured) for this product but not for Line of Credit; time trading is 5+ months trading here and 9+ months trading for Line of Credit.
  • Line of Credit Ultra: Structure is term loan here and line of credit for Line of Credit Ultra; loan amount is $30K to $7.5M here and $50K to $500K for Line of Credit Ultra; Bizcap publishes security (property-secured) for this product but not for Line of Credit Ultra; time trading is 5+ months trading here and 9+ months trading for Line of Credit Ultra.

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More from Bizcap

Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Daily, Weekly
Trading
Not published
Source dated 23 Sept 2026
Details for Bizcap Bridging Finance

Fast Business Loan

Short-term loan from $5K to $500K over 3 to 12 months for urgent needs and unexpected expenses, repaid daily or weekly.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
4+ months trading
Source dated 23 Sept 2026
Details for Bizcap Fast Business Loan

Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit

Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rates and other criteria
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit Ultra

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