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The Business Loan Store

ScotPac Asset Finance

Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.

From lender's website, 23 Sept 2026
Amount
Not published
Term
2 yrs to 5 yrs
Rate
Quoted on application
Security
Asset-backed

Product details

As published by ScotPac. Details not published by the lender are marked.

Loan amount
Not published
Rate
Quoted on application
Rate type
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Structure
Chattel mortgage
Fees
Not published
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Funding in as little as 24 hours once approved
Restrictions
Funds up to 100% of the asset purchase price
How to apply
Direct with the lender, or through us
Suitable purposes
EquipmentVehicle

More from ScotPac

Asset Based Finance (Corporate)

Corporate working capital facility of up to $50M secured against business assets such as debtors, inventory, property, and plant and equipment, for established B2B businesses.

Amount
Up to $50M
Term
Not published
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
3+ years trading
From lender's website, 23 Sept 2026
Details for ScotPac Asset Based Finance (Corporate)

Boost Business Loan

Boost Business Loan from $10K to $500K over 6 months to 3 years, at a variable rate, for businesses funding cash flow or growth.

Amount
$10K to $500K
Term
6 mths to 3 yrs
Security
Varies
Rate
Quoted on application
Repayments
Not published
Trading
12+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Boost Business Loan

Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility that advances cash against unpaid B2B invoices, for businesses invoicing $10K or more a month.

Amount
Up to $200M
Term
Not published
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
6+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)

Line of Credit

Line of credit up to $500K, sized up to 150% of average monthly sales, with a 2-year redraw period and 2 further years to repay.

Amount
Up to $500K
Term
Up to 4 yrs
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
12+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Line of Credit

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