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The Business Loan Store

Earlypay Business Line of Credit

Receivables-backed line of credit from $100K to $10M for cash flow or growth, drawn against eligible invoices.

From lender's website, 23 Sept 2026
Amount
$100K to $10M
Term
Not published
Rate
7.99% to 13.95% p.a.
Security
Asset-backed

Product details

As published by Earlypay. Details not published by the lender are marked.

Loan amount
$100K to $10M
Rate
7.99% to 13.95% p.a.
Rate type
Not published
Term
Not published
Security
Asset-backed
Structure
Line of credit
Fees
Drawdown or administration fees may apply
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Aims to advance funds within 24 hours of approval
Restrictions
Invoices must be to Australian businesses with an ABN, issued after delivery and less than 90 days old
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowGrowth

More from Earlypay

Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

Amount
$50K to $1.5M
Term
2 yrs to 5 yrs
Security
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Rate
From 9.49% p.a.
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Equipment & Asset Finance

Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

Amount
$50K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Trade Finance

Trade finance for businesses with outstanding invoices to other Australian businesses, to fund stock and cash flow.

Amount
Not published
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Earlypay Trade Finance

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Bizcap Line of Credit

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Amount
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Rate
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From lender's website, 23 Sept 2026
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