Aquamore Short-Term Commercial Loan

Short-term commercial loan of up to $7.5M through approved brokers, secured by a first or second mortgage, for terms up to 24 months.

From lender's website, 26 Sept 2026

Product details

As published by Aquamore. Details not published by the lender are marked.

Loan amount: Up to $7.5M
Rate: From 6% p.a.Starting rate from the product page FAQ "What are Common Short-Term Lending Interest Fees and Rates?": "The rate depends on many factors. These are assessed as part of your application. However, the commercial loan rates we offer may be from 6% p.a. (depending on a risk profile), with up to 24-month loan term, and a maximum 75% loan to value ratio (LVR)." The page does not say whether the rate is fixed or variable and prints no as-at date; figures as displayed on 2026-09-26.
Maximum LVR: Up to 75%
Rate type: Not published
Term: Up to 2 yrs
Security: Property-secured
Structure: Term loan
Fees: Not published
Repayment frequency: Not published
Early repayment: No repayment penalties for small businesses
Time trading: Not published
Turnover: Not published
Documents: Minimum: signed Aquamore commercial loan application form and driver licence identification
Guarantees: Not published
Funding time: Response within 48 hours of request; may take several working business days
Restrictions: Commercial purpose only. Business purpose (or investment other than residential property) only; property security required; loans under $300K or over $7.5M, unsecured debt, agricultural assets, construction lending against 'as if complete' assets and owner occupier residential purchases not offered
How to apply: Through a broker or the lender's relationship managers
Suitable purposes: Cash flowGrowth

Sources and freshness

Version 2, effective 26 Sept 2026. Second-pass check against the lender website.

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
Commercial relationships.: Where we have a commercial relationship with a lender, it is shown on that lender's profile. Appearing on our homepage or in results does not by itself mean a commercial relationship exists.