How we compare
Where our product information comes from, how we keep it current, how results are ordered and how we are paid.
Market coverage
We currently list 237 products from 54 Australian lenders. We do not compare every lender or every product in the market, and other products may suit you better. Product information was last checked on 1 Oct 2026.
Where the data comes from
Every lender and product sits in a single database that powers the homepage, the lender directory, the marketplace, search and comparisons. Data comes from, in order of preference:
- A direct lender feed or API, where one is available.
- A partner data feed (API, CSV, JSON, XML or secure export).
- The lender's own published product pages, which we record and monitor.
- A record entered and approved by our data team.
Every public financial detail carries its source, the date it was obtained and its verification status. Product pages show these sources. When a detail is not published by the lender, we show "Not published" or, for rates, how the lender prices it ("Rate available on application", "Risk-based pricing" or "Individual assessment"), rather than guessing. A product never needs a public rate to be listed.
How we keep it current
Sources are checked regularly for changes to rates, fees, limits, terms, security, eligibility, repayments, turnover and trading requirements, withdrawn products and broken links. Material changes go to a review queue and are approved before they are published. We never overwrite history: each change creates a new product version, so we keep a full audit trail.
How results are ordered
Results are shown alphabetical by lender unless you choose a different sort. No lender pays to appear higher in results. We do not award "best" badges.
Which lenders appear
A lender only appears in a finance category if it has at least one active product in that category. Being shown on our homepage or in a lender strip is for discovery and does not by itself mean a commercial relationship.
Commercial relationships
Where we have a commercial relationship with a lender, it is shown on that lender's profile. Appearing on our homepage or in results does not by itself mean a commercial relationship exists. Our service is free for you to use.
Rates and eligibility
Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
Editorial review
Reviewed with industry experience
Our comparison methodology and educational content are reviewed to help ensure business-finance information is presented accurately, clearly and in context.
Kama Atcheson
Australian Business Finance & Lending Specialist · 25+ years in Australian lending
Kama reviews Business Loan Store educational content and finance methodology for accuracy, relevance and clarity. Product information remains sourced from lenders and the authoritative sources identified throughout the marketplace.
View Kama's credentials → (opens in a new tab)See all disclosures, or contact us if you think any information is out of date.