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The Business Loan Store

Specialist & Private Finance

Compare specialist and private finance

Bridging, caveat, private credit and complex situations.

Products
35
Lenders
12
Last checked
29 Sept 2026
Compare 35 products
Builder working on the timber frame of a new building

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Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

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Who it may suit

Examples only. Lender criteria and your circumstances determine available options.

  • Settlements needed within days
  • Bridging a property purchase or sale
  • Businesses declined by mainstream lenders

Lenders in this category

12 lenders with listed specialist & private finance products, shown alphabetically.

View all 12 lenders
  • Aquamore logo
  • Assetline Capital logo
  • Banjo Loans logo
  • Bizcap logo
  • Capital Bridging Finance logo
  • Finance One Commercial logo
  • fundU logo
  • HomeSec Business Finance logo
  • Judo Bank logo
  • Secured Lending logo
  • Semper logo
  • Thinktank logo

Compare specialist & private finance products

Explore 35 products from 12 lenders, then filter and compare the details.

35 products from 12 lenders

Specialist & Private Finance listings

Private lenderVia broker

Aquamore Bridging Loan

Short-term property-secured bridging loan of $300K to $7.5M through brokers, to buy property before selling or to help business cash flow.

Amount
$300K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Bridging Loan
Private lenderVia broker

Aquamore Commercial Business Loan

Short-term, property-secured commercial business loan through brokers for growth, working capital, equipment, stock or debt consolidation, over 3 to 24 months.

Amount
Not published
Term
3 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 6% p.a.
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Commercial Business Loan
Private lenderVia broker

Aquamore Commercial Property Loan

Short-term business property loan of $300K to $7.5M through brokers, to help businesses purchase or refinance property, over 3 to 24 months.

Amount
$300K to $7.5M
Term
3 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Commercial Property Loan
Private lenderVia broker

Aquamore Secured Business Loan

Property-secured business loan of $300K to $7.5M through brokers, to invest in equipment or staff or free up capital held in assets.

Amount
$300K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Secured Business Loan
Private lenderVia broker

Aquamore Short-Term Commercial Loan

Short-term commercial loan of up to $7.5M through approved brokers, secured by a first or second mortgage, for terms up to 24 months.

Amount
Up to $7.5M
Term
Up to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 6% p.a.
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Short-Term Commercial Loan
Private lender

Assetline Capital Private Lending - No Valuation Facility

Property-backed private loan from $500,000 to $1.8M up to 60% LVR, with no valuation required for qualifying scenarios where speed matters.

Amount
$500K to $1.8M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 8.84% p.a.
Max LVR
Up to 60%
Trading
Not published
Source dated 26 Sept 2026
Details for Assetline Capital Private Lending - No Valuation Facility
Private lender

Assetline Capital Private Lending - Short-Term Capital

Short-term property-backed private credit from $500,000 to $40M for working capital, debt consolidation including ATO debt, and urgent refinance.

Amount
$500K to $40M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.84% p.a.
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for Assetline Capital Private Lending - Short-Term Capital
Non-bank business lender

Banjo Loans Business Loan Bridge

Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
2 mths to 6 mths
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Bridge
Non-bank business lender

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Daily, Weekly
Trading
Not published
Source dated 23 Sept 2026
Details for Bizcap Bridging Finance
Private lender

Capital Bridging Finance ATO Debt Loan

Short-term property-secured bridging loan to clear a business tax debt with the ATO and stop further penalties.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance ATO Debt Loan
Private lender

Capital Bridging Finance Cash Flow Loan

Short-term property-secured loan to buy materials or stock, grow the business or cover one-off expenses, assessed on revenue projections.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Cash Flow Loan
Private lender

Capital Bridging Finance Commercial Finance

Short-term property-secured bridging loan for businesses to buy stock, invest in technology, upgrade property or act on investment opportunities.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Commercial Finance
Private lender

Capital Bridging Finance Debt Consolidation Loan

Short-term property-secured finance to consolidate existing business debts into one loan. Interest rate and LVR depend on the application.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Max LVR
Varies
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Debt Consolidation Loan
Private lender

Capital Bridging Finance Urgent Funds

Short-term emergency loan secured against property for last-minute business expenses, cash flow gaps, investment opportunities or settlement.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Urgent Funds
Asset and equipment financier

Finance One Commercial Commercial Advantage Loan

Business loan of $250,000 to $10 million over 6 to 24 months, secured by a first or second mortgage over commercial or residential property.

Amount
$250K to $10M
Term
6 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Finance One Commercial Commercial Advantage Loan
Private lenderRelated party

fundU Business Loan

Business-purpose loan generally secured against real estate by first or second mortgage, for working capital, expansion, equipment, refinance or tax debt.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for fundU Business Loan
Private lenderRelated party

fundU Commercial Property Loan

Private business-purpose loan secured by commercial or other acceptable real estate, to buy or refinance property or release equity for a business purpose.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for fundU Commercial Property Loan
Private lender

HomeSec Business Finance Business Bridging Loan

Business bridging loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Business Bridging Loan
Private lender

HomeSec Business Finance Caveat Loan for Business

Short-term caveat loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Caveat Loan for Business
Private lender

HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance First Mortgage Business Loan
Private lender

HomeSec Business Finance Second Mortgage Business Loan

Second mortgage business loan from $20K to $5M secured over Australian property, for business or investment purposes.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Second Mortgage Business Loan
BankVia broker

Judo Bank Bridging Finance

Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.

Amount
From $250K
Term
Up to 1 yr
Security
Not published
Rates and other criteria
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Bridging Finance
Private lender

Secured Lending ATO Tax Debt Loan

Private first or second mortgage loan of $250K to $10M to clear ATO tax debt, including PAYG and super, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending ATO Tax Debt Loan
Private lender

Secured Lending Bridging Loan

Short-term commercial bridging loan of $250K to $10M secured by a first or second mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Bridging Loan
Private lender

Secured Lending Caveat Loan

Short-term business loan of $250K to $10M secured by a caveat over residential or commercial property, leaving your first mortgage in place, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Caveat Loan
Private lender

Secured Lending First Mortgage Loan

Short-term private business loan of $250K to $10M secured by a first registered mortgage, for terms of 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending First Mortgage Loan
Private lender

Secured Lending Second Mortgage Loan

Short-term business loan of $250K to $10M secured by a second mortgage behind your existing first mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 11.95% p.a. fixed
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Second Mortgage Loan
Private lender

Secured Lending Secured Business Line of Credit

Revolving business line of credit secured by a second mortgage over property, letting you draw, repay and redraw within the term.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Secured Business Line of Credit
Private lender

Semper Bridging Loan

Property-secured bridging loan of $500K or more for businesses, as a first or second mortgage, repaid from a sale or refinance, for up to 12 months.

Amount
From $500K
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
From 8.50% p.a.
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Semper Bridging Loan
Private lender

Semper Commercial Term Loan

Short-term commercial loan of $500K or more for businesses, secured by a first or second mortgage over real property, with terms of 3 months or more.

Amount
From $500K
Term
From 3 mths
Security
Property-secured
Rates and other criteria
Rate
From 8.50% p.a.
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Semper Commercial Term Loan
Property-backed non-bankVia broker

Thinktank Commercial Specialised Securities Loan

Commercial loan secured by specialised premises that many lenders avoid, such as hospitality and some other purpose-built properties.

Amount
From $100K
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Specialised Securities Loan
Property-backed non-bankVia broker

Thinktank Private Commercial Loan

Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 75%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Private Commercial Loan
Property-backed non-bankVia broker

Thinktank Private Residential Loan

Short-term private loan from 3 months to 3 years secured by residential property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 75%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Private Residential Loan
Property-backed non-bankVia broker

Thinktank Residual Stock Loan

Short-term private loan for property developers secured by unsold completed residential or commercial stock.

Amount
Not published
Term
Up to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Residual Stock Loan
Property-backed non-bankVia broker

Thinktank Private Vacant Land Loan

Short-term private finance using vacant land as security, considered case by case through an accredited broker.

Amount
Not published
Term
Up to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 29 Sept 2026
Details for Thinktank Private Vacant Land Loan

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

Key information

How specialist & private finance works

Specialist and private lenders fund scenarios that do not fit mainstream credit policy: tight deadlines, complex structures, recent credit events or unusual security. They are usually more flexible on documents and faster to settle.

The trade-off is cost and term. Private finance is typically short-term and priced for risk, so it works best as a bridge to a clear exit.

Private lenders assess the security and the exit strategy first. Common structures include caveat loans, second mortgages and bridging loans that settle quickly and are repaid by refinance or sale.

What lenders look at

  • Security value and equity
  • Exit strategy and timeline
  • Purpose of funds

Things to watch

  • Read default interest and fee clauses carefully.
  • Plan your exit before you settle.

Specialist & Private Finance: common questions

What is a caveat loan?

A caveat loan is a short-term loan where the lender lodges a caveat on the title of a property as security. It can settle quickly but usually costs more than a registered mortgage.

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