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Shift Equipment Line

Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.

From lender's website, 23 Sept 2026
Amount
Up to $2M
Term
Up to 5 yrs
Rate
11.95% to 16.95% p.a. (fixed)
Security
Not published

Product details

As published by Shift. Details not published by the lender are marked.

Loan amount
Up to $2M
Rate
11.95% to 16.95% p.a. (fixed)
Rate type
Fixed
Term
Up to 5 yrs
Security
Not published
Structure
Line of credit
Fees
No establishment fees ยท No annual fees
Repayment frequency
Monthly
Early repayment
Not published
Time trading
2+ years trading
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Limits under $500K can be approved within hours, with no paperwork
Restrictions
Equipment purchases over $2,000, new or second-hand, incl. technology and fit-outs; 120-day fit-out repayment deferral
How to apply
Direct with the lender, or through us
Suitable purposes
Equipment

More from Shift

Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Asset Finance

Business Overdraft

Revolving business overdraft from $10K to $2M for managing cash flow, with the limit based on your linked bank data.

Amount
$10K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 24.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Business Overdraft

Term Loan

Term loan from $25K to $2M over up to 5 years for any business purpose, such as capital projects or expanding premises.

Amount
$25K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 23.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Term Loan

Trade Account

Trade account up to $500K that adds payment terms to supplier invoices, repaid in full on a chosen date or weekly for up to 20 weeks.

Amount
Up to $500K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Trade Account

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