Non-bank business lender

Bizcap business finance

Bizcap offers short-term business loans, property-secured loans, bridging finance and lines of credit to Australian small businesses.

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Specialist & Private Finance Cashflow Loans Business Loans Working Capital Finance Non-Cashflow / Asset-Backed Finance

Products listed: 6
Commercial relationship: Listing on this site is not paid for by the lender.
Information last checked: 23 Sept 2026

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Bizcap products

Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount: $150K to $7.5M
Term: Not published
Security: Property-secured
Rate: Individual assessment
Repayments: Daily, Weekly
Trading: Not published

Rates and other criteria

Rate: Individual assessment
Repayments: Daily, Weekly
Trading: Not published

Source dated 23 Sept 2026

Details

Fast Business Loan

Short-term loan from $5K to $500K over 3 to 12 months for urgent needs and unexpected expenses, repaid daily or weekly.

Amount: $5K to $500K
Term: 3 mths to 1 yr
Security: Varies
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 4+ months trading

Rates and other criteria

Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 4+ months trading

Source dated 23 Sept 2026

Details

Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount: $15K to $750K
Term: Not published
Security: Not published
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 9+ months trading

Rates and other criteria

Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 9+ months trading

Source dated 23 Sept 2026

Details

Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount: $50K to $500K
Term: Not published
Security: Not published
Rate: 0% to 2% interest in the first four weeks
Repayments: Not published
Trading: 9+ months trading

Rates and other criteria

Rate: 0% to 2% interest in the first four weeks
Repayments: Not published
Trading: 9+ months trading

Source dated 23 Sept 2026

Details

Secured Business Loan

Loan from $30K to $7.5M secured by property equity, for businesses seeking larger cash flow or growth funding.

Amount: $30K to $7.5M
Term: Not published
Security: Property-secured
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 5+ months trading

Rates and other criteria

Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 5+ months trading

Source dated 23 Sept 2026

Details

Small Business Loan

Short-term loan over 3 to 12 months for small businesses funding cash flow, stock, equipment or growth, repaid daily or weekly.

Amount: $5K to $7.5M
Term: 3 mths to 1 yr
Security: Varies
Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 4+ months trading

Rates and other criteria

Rate: Rate available on application
Repayments: Daily, Weekly
Trading: 4+ months trading

Source dated 23 Sept 2026

Details

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
General information.: This information is general in nature and does not consider your objectives, financial situation or needs. It is not an offer or approval of finance.

All disclosures

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