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HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

Specialist & Private FinanceBusiness LoansNon-Cashflow / Asset-Backed FinanceCommercial Property FinanceRefinance & Debt Consolidation
Source dated 23 Sept 2026
Amount
$20K to $5M
Term
Not published
Rate
Individual assessment
Security
Property-secured
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Product details

As published by HomeSec Business Finance. Details not published by the lender are marked.

Loan amount
$20K to $5M
Rate
Individual assessmentRates are not published; your rate is set on your file and given in writing before you commit
Security
Property-secured
Structure
Term loan
Fees
Commitment fee, payable only once conditionally approved · No valuation, application, monthly, line or extension fees
Early repayment
No early repayment penalty and no fee to extend
Documents
Photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation
Funding time
Settlement in as little as 24 hours on a clean file
Restrictions
Business or investment use only; active ABN; up to 80% LVR residential, 70% commercial; towns of 3,000+ people as a guide; interest can be capitalised for the first 6 months; cannot fund residential purchases in a personal name
How to apply
Direct with the lender, or through us
Not published by HomeSec Business Finance
rate type, term, repayment frequency, time trading, turnover, guarantees
Suitable purposes
Cash flowEquipmentBuy a businessRefinanceTax debtGrowthCommercial propertySomething else

About First Mortgage Business Loan

HomeSec Business Finance publishes these details for First Mortgage Business Loan: structure term loan; loan amount $20K to $5M; security property-secured; documentation photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation; funding time settlement in as little as 24 hours on a clean file; suitable purposes cash flow, Equipment, Buy a business, Refinance, Tax debt, Growth, Commercial property, Something else. Not published by HomeSec Business Finance for this product: term, maximum LVR, time trading, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other HomeSec Business Finance products

  • Business Bridging Loan: Structure is term loan here and bridging loan for Business Bridging Loan; documentation is photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation here and photo ID, a rates notice and 3 months of recent mortgage statements for the security property for Business Bridging Loan; funding time is settlement in as little as 24 hours on a clean file here and in as little as 24 hours; settlement range 24 to 72 hours for Business Bridging Loan.
  • Caveat Loan for Business: Structure is term loan here and other for Caveat Loan for Business; documentation is photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation here and photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no financial statements or valuation for Caveat Loan for Business; funding time is settlement in as little as 24 hours on a clean file here and funded in as little as 24 hours for Caveat Loan for Business.
  • Second Mortgage Business Loan: Documentation is photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation here and photo ID, a rates notice and 3 months of recent mortgage statements for the security property for Second Mortgage Business Loan; funding time is settlement in as little as 24 hours on a clean file here and settlement in 24 to 72 hours for Second Mortgage Business Loan.

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More from HomeSec Business Finance

Business Bridging Loan

Business bridging loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Business Bridging Loan

Caveat Loan for Business

Short-term caveat loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Caveat Loan for Business

Second Mortgage Business Loan

Second mortgage business loan from $20K to $5M secured over Australian property, for business or investment purposes.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Second Mortgage Business Loan

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