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The Business Loan Store

HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

From lender's website, 23 Sept 2026
Amount
$20K to $5M
Term
Not published
Rate
Quoted on application
Security
Property-secured

Product details

As published by HomeSec Business Finance. Details not published by the lender are marked.

Loan amount
$20K to $5M
Rate
Quoted on applicationRates are not published; your rate is set on your file and given in writing before you commit
Rate type
Not published
Term
Not published
Security
Property-secured
Structure
Term loan
Fees
Commitment fee, payable only once conditionally approved ยท No valuation, application, monthly, line or extension fees
Repayment frequency
Not published
Early repayment
No early repayment penalty and no fee to extend
Time trading
Not published
Turnover
Not published
Documents
Photo ID, a rates notice and 3 months of recent mortgage statements for the security property; no tax returns, BAS or valuation
Guarantees
Not published
Funding time
Settlement in as little as 24 hours on a clean file
Restrictions
Business or investment use only; active ABN; up to 80% LVR residential, 70% commercial; towns of 3,000+ people as a guide; interest can be capitalised for the first 6 months; cannot fund residential purchases in a personal name
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowEquipmentBuy a businessRefinanceTax debtGrowthCommercial propertySomething else

More from HomeSec Business Finance

Related party

Business Bridging Loan

Business bridging loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for HomeSec Business Finance Business Bridging Loan
Related party

Caveat Loan for Business

Short-term caveat loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for HomeSec Business Finance Caveat Loan for Business

Similar products from other lenders

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bizcap Bridging Finance
Via broker

Judo Bank Bridging Finance

Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.

Amount
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Term
Up to 1 yr
Security
Not published
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Bridging Finance
Via broker

Thinktank Private Commercial Loan

Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 75%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Private Commercial Loan
Via broker

Thinktank Private Residential Loan

Short-term private loan from 3 months to 3 years secured by residential property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
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Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 75%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Private Residential Loan

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