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Bizcap Fast Business Loan

Short-term loan from $5K to $500K over 3 to 12 months for urgent needs and unexpected expenses, repaid daily or weekly.

Business LoansCashflow LoansWorking Capital Finance
Source dated 23 Sept 2026
Amount
$5K to $500K
Term
3 mths to 1 yr
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Bizcap. Details not published by the lender are marked.

Loan amount
$5K to $500K
Rate
Rate available on applicationPriced by factor rate, which varies with creditworthiness, loan term and use of funds
Rate type
Factor rate
Term
3 mths to 1 yr
Security
Varies
Structure
Term loan
Fees
Establishment fee, agreed upfront
Repayment frequency
Daily, Weekly
Early repayment
No fees for extra repayments or early payout; a discount is offered for paying off early
Time trading
4+ months trading
Turnover
$12K+ monthly revenue
Documents
Business bank statements; ID if proceeding with an offer; more documents may be requested
Guarantees
Personal guarantees may be taken; a charge over assets is taken for loans above $30K
Funding time
Can be approved in as little as 3 hours and funded the same day, subject to approval
Restrictions
Active ABN or ACN
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowSomething else

About Fast Business Loan

Bizcap publishes these details for Fast Business Loan: structure term loan; loan amount $5K to $500K; term 3 mths to 1 yr; security varies; time trading 4+ months trading; turnover $12K+ monthly revenue. Not published by Bizcap for this product: maximum LVR. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bizcap products

  • Bridging Finance: Loan amount is $5K to $500K here and $150K to $7.5M for Bridging Finance; Bizcap publishes term (3 mths to 1 yr) for this product but not for Bridging Finance; security is varies here and property-secured for Bridging Finance; Bizcap publishes time trading (4+ months trading) for this product but not for Bridging Finance.
  • Line of Credit: Structure is term loan here and line of credit for Line of Credit; loan amount is $5K to $500K here and $15K to $750K for Line of Credit; Bizcap publishes term (3 mths to 1 yr) for this product but not for Line of Credit; Bizcap publishes security (varies) for this product but not for Line of Credit.
  • Line of Credit Ultra: Structure is term loan here and line of credit for Line of Credit Ultra; loan amount is $5K to $500K here and $50K to $500K for Line of Credit Ultra; Bizcap publishes term (3 mths to 1 yr) for this product but not for Line of Credit Ultra; Bizcap publishes security (varies) for this product but not for Line of Credit Ultra.
  • Secured Business Loan: Loan amount is $5K to $500K here and $30K to $7.5M for Secured Business Loan; Bizcap publishes term (3 mths to 1 yr) for this product but not for Secured Business Loan; security is varies here and property-secured for Secured Business Loan; time trading is 4+ months trading here and 5+ months trading for Secured Business Loan.

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More from Bizcap

Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Daily, Weekly
Trading
Not published
Source dated 23 Sept 2026
Details for Bizcap Bridging Finance

Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit

Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rates and other criteria
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
Source dated 23 Sept 2026
Details for Bizcap Line of Credit Ultra

Secured Business Loan

Loan from $30K to $7.5M secured by property equity, for businesses seeking larger cash flow or growth funding.

Amount
$30K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
5+ months trading
Source dated 23 Sept 2026
Details for Bizcap Secured Business Loan

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