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Banjo Loans Business Loan Express

Term loan from $20K to $750K over 6 months to 5 years for businesses needing cash flow funding with less paperwork.

Business LoansWorking Capital FinanceCashflow Loans
Source dated 23 Sept 2026
Amount
$20K to $750K
Term
6 mths to 5 yrs
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Banjo Loans. Details not published by the lender are marked.

Loan amount
$20K to $750K
Rate
Rate available on applicationNo rates published; the fixed fee or interest cost varies with your circumstances
Term
6 mths to 5 yrs
Security
Varies
Structure
Term loan
Fees
No other charges on a standard loan that complies with its terms
Repayment frequency
Weekly, Fortnightly, Monthly
Early repayment
Can repay early, paying the remaining principal plus a pro-rata share of that period's interest cost
Time trading
2+ years trading
Turnover
$500K+ annual sales
Documents
Active ABN or ACN; less business documentation required (no list published)
Guarantees
Director guarantees may be required; some security is generally required for this product
Funding time
Apply in as little as 10 minutes; funds in as little as 24 to 48 hours, subject to approval
Restrictions
Registered Australian business, citizen or permanent resident owner. Property development and regulated utilities typically excluded
How to apply
Direct with the lender, or through us
Not published by Banjo Loans
rate type
Suitable purposes
Cash flow

About Business Loan Express

Banjo Loans publishes these details for Business Loan Express: structure term loan; loan amount $20K to $750K; term 6 mths to 5 yrs; security varies; time trading 2+ years trading; turnover $500K+ annual sales. Not published by Banjo Loans for this product: maximum LVR. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Banjo Loans products

  • Asset Finance Excel: Structure is term loan here and equipment loan for Asset Finance Excel; loan amount is $20K to $750K here and $20K to $2M for Asset Finance Excel; term is 6 mths to 5 yrs here and 1 yr to 5 yrs for Asset Finance Excel; security is varies here and asset-backed for Asset Finance Excel.
  • Asset Finance Express: Structure is term loan here and equipment loan for Asset Finance Express; term is 6 mths to 5 yrs here and 1 yr to 5 yrs for Asset Finance Express; security is varies here and asset-backed for Asset Finance Express; time trading is 2+ years trading here and 1+ year trading for Asset Finance Express.
  • Business Loan Bridge: Loan amount is $20K to $750K here and $20K to $2M for Business Loan Bridge; term is 6 mths to 5 yrs here and 2 mths to 6 mths for Business Loan Bridge; security is varies here and secured for Business Loan Bridge; turnover is $500K+ annual sales here and $500K+ annual turnover for Business Loan Bridge.
  • Business Loan Excel: Loan amount is $20K to $750K here and $20K to $2M for Business Loan Excel; turnover is $500K+ annual sales here and $500K+ annual turnover for Business Loan Excel; documentation is active ABN or ACN; less business documentation required (no list published) here and 10 online questions plus identity and data verification for Business Loan Excel; funding time is apply in as little as 10 minutes; funds in as little as 24 to 48 hours, subject to approval here and assessment within a couple of business hours; funds in as little as 24 hours if approved for Business Loan Excel.

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