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The Business Loan Store

Shift business finance

Shift provides credit and payments products that help businesses trade, pay and access funds, including a business overdraft, term loans, a trade account, an equipment line and asset finance.

Products listed
5
ABN
24 149 390 625
Commercial relationship
Listing on this site is not paid for by the lender.
Information last checked
23 Sept 2026

Shift products

Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Asset Finance

Business Overdraft

Revolving business overdraft from $10K to $2M for managing cash flow, with the limit based on your linked bank data.

Amount
$10K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 24.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Business Overdraft

Equipment Line

Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.

Amount
Up to $2M
Term
Up to 5 yrs
Security
Not published
Rate
11.95% to 16.95% p.a. (fixed)
Repayments
Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Equipment Line

Term Loan

Term loan from $25K to $2M over up to 5 years for any business purpose, such as capital projects or expanding premises.

Amount
$25K to $2M
Term
Up to 5 yrs
Security
Not published
Rate
14.95% to 23.95% p.a. (variable)
Repayments
Weekly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Shift Term Loan

Trade Account

Trade account up to $500K that adds payment terms to supplier invoices, repaid in full on a chosen date or weekly for up to 20 weeks.

Amount
Up to $500K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Shift Trade Account

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