Skip to content
The Business Loan Store

Capify Merchant Cash Advance

Merchant cash advance from $5K to $500K over 3 to 12 months, repaid daily as a small percentage of card and EFTPOS sales.

From lender's website, 23 Sept 2026
Amount
$5K to $500K
Term
3 mths to 1 yr
Rate
Quoted on application
Security
Unsecured

Product details

As published by Capify. Details not published by the lender are marked.

Loan amount
$5K to $500K
Rate
Quoted on application
Rate type
Not published
Term
3 mths to 1 yr
Security
Unsecured
Structure
Other
Fees
Not published
Repayment frequency
Daily
Early repayment
Not published
Time trading
2+ months in business
Turnover
$10K+ monthly turnover
Documents
No financials, tax returns or BAS needed for advances under $75K
Guarantees
Not published
Funding time
Same-day approvals; funding possible within 24 hours
Restrictions
At least 15 card settlements a month; registered ABN or ACN; owner an Australian citizen or permanent resident
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from Capify

Secured Business Loan

Secured business loan for funding cash flow, growth, equipment or stock; security type, rates, term and eligibility are not published.

Amount
Not published
Term
Not published
Security
Secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Capify Secured Business Loan

Unsecured Business Loan

Short-term unsecured loan over 3 to 12 months with daily repayments, for businesses funding cash flow, growth, equipment or stock.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Unsecured
Rate
Quoted on application
Repayments
Daily
Trading
6+ months trading
From lender's website, 23 Sept 2026
Details for Capify Unsecured Business Loan

Similar products from other lenders

Bizcap Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit

Bizcap Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit Ultra

Dynamoney Business Overdraft

Business overdraft from $20K to $500K, secured or unsecured, with interest charged only on the balance outstanding.

Amount
$20K to $500K
Term
Not published
Security
Varies
Rate
Quoted on application
Repayments
Not published
Trading
ABN and GST registered for 3+ years
From lender's website, 23 Sept 2026
Details for Dynamoney Business Overdraft

Not sure where you fit? Let us find it.

Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.

Start typing to search finance types, lenders, products and guides.