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Compare caveat loans and bridging finance

Caveat loans, second mortgages and bridging loans are short-term, property-secured finance for when timing matters: a tax deadline, a settlement, or a gap until a sale or refinance.

6 products from 4 lenders ยท Last checked 23 Sept 2026

Not sure which lender will say yes?

Tell us about your business and we will match you with lenders likely to approve and fund it.

6 products from 4 lenders

Caveat and bridging loans

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bizcap Bridging Finance

HomeSec Business Finance Second Mortgage Business Loan

Second mortgage business loan from $20K to $5M secured over Australian property, for business or investment purposes.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for HomeSec Business Finance Second Mortgage Business Loan
Via broker

Judo Bank Bridging Finance

Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.

Amount
From $250K
Term
Up to 1 yr
Security
Not published
Rate
Base rate plus margin
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Judo Bank Bridging Finance

They are assessed mainly on the equity in the property and a clear exit, so they can settle faster than mainstream lending.

What to know

Equity and position

How much equity you have, and whether the lender takes a caveat, second or first mortgage, drives the price and the maximum.

The exit comes first

Lenders want to know exactly how the loan will be repaid. Have the sale, refinance or incoming funds mapped out.

Read the fees

Establishment, legal, valuation and exit fees add up on a short loan.

Caveat and bridging loans: common questions

What is a caveat loan?

A short-term loan where the lender lodges a caveat on the title of a property you own as security. It can settle quickly but usually costs more than a registered mortgage.

How long do bridging loans last?

Usually months rather than years, sized to the time until your sale, refinance or payment arrives.

More ways to compare business loans

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