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Dynamoney Business Term Loan

Business term loan from $20K to $500K with fixed repayments.

Business LoansCashflow Loans
Source dated 23 Sept 2026
Amount
$20K to $500K
Term
1 yr to 5 yrs
Rate
Rate available on application
Security
Unsecured
Enquire about this product

Product details

As published by Dynamoney. Details not published by the lender are marked.

Loan amount
$20K to $500K
Rate
Rate available on applicationFixed interest rate. The repayment calculator uses 12.95% p.a. as an example; your rate may differ
Rate type
Fixed
Term
1 yr to 5 yrs
Security
Unsecured
Structure
Term loan
Fees
Documentation fee $495
Repayment frequency
Weekly, Fortnightly, Monthly
Time trading
ABN and GST registered for 12+ months
Documents
Australian driver's licence or passport; up to 6 months bank statements
Funding time
Applications processed in as little as an hour; funds within 24 hours, subject to approval
Restrictions
Up to $500K for property owners; non-property owners up to $250K with terms that may be limited to 24 months. Applicants must be 18+ with a clear credit history and no dishonours
How to apply
Direct with the lender, or through us
Not published by Dynamoney
early repayment, turnover, guarantees

About Business Term Loan

Dynamoney publishes these details for Business Term Loan: structure term loan; loan amount $20K to $500K; term 1 yr to 5 yrs; security unsecured; time trading aBN and GST registered for 12+ months; documentation australian driver's licence or passport; up to 6 months bank statements. Not published by Dynamoney for this product: maximum LVR, turnover, guarantees, suitable purposes. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Dynamoney products

  • Asset & Equipment Finance: Structure is term loan here and other for Asset & Equipment Finance; loan amount is $20K to $500K here and up to $1M for Asset & Equipment Finance; Dynamoney publishes term (1 yr to 5 yrs) for this product but not for Asset & Equipment Finance; security is unsecured here and asset-backed for Asset & Equipment Finance.
  • Business Overdraft: Structure is term loan here and overdraft for Business Overdraft; Dynamoney publishes term (1 yr to 5 yrs) for this product but not for Business Overdraft; security is unsecured here and varies for Business Overdraft; time trading is aBN and GST registered for 12+ months here and aBN and GST registered for 3+ years for Business Overdraft.
  • Insurance Premium Funding: Structure is term loan here and other for Insurance Premium Funding; loan amount is $20K to $500K here and $1K to $5M for Insurance Premium Funding; term is 1 yr to 5 yrs here and up to 1 yr for Insurance Premium Funding; security is unsecured here and secured for Insurance Premium Funding.
  • Vehicle Finance (car, truck, trailer, yellow goods): Structure is term loan here and other for Vehicle Finance (car, truck, trailer, yellow goods); loan amount is $20K to $500K here and up to $1M for Vehicle Finance (car, truck, trailer, yellow goods); Dynamoney publishes term (1 yr to 5 yrs) for this product but not for Vehicle Finance (car, truck, trailer, yellow goods); security is unsecured here and asset-backed for Vehicle Finance (car, truck, trailer, yellow goods).

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More from Dynamoney

Asset & Equipment Finance

Asset and equipment finance with a single application up to $1M, without needing tax returns or financial statements at that level.

Amount
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Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Asset & Equipment Finance

Business Overdraft

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Amount
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Term
Not published
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
ABN and GST registered for 3+ years
Source dated 23 Sept 2026
Details for Dynamoney Business Overdraft

Insurance Premium Funding

Insurance premium funding from $1K to $5M that spreads premiums into monthly repayments over up to 12 months.

Amount
$1K to $5M
Term
Up to 1 yr
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Insurance Premium Funding

Vehicle Finance (car, truck, trailer, yellow goods)

Vehicle finance up to $1M for cars, trucks, trailers and yellow goods.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)

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