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Banjo Loans Business Loan Excel

Term loan from $20K to $2M over 6 months to 5 years for established businesses funding stock, growth or cash flow.

Business LoansWorking Capital FinanceCashflow Loans
Source dated 23 Sept 2026
Amount
$20K to $2M
Term
6 mths to 5 yrs
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Banjo Loans. Details not published by the lender are marked.

Loan amount
$20K to $2M
Rate
Rate available on applicationNo rates published; the fixed fee or interest cost varies with your circumstances
Term
6 mths to 5 yrs
Security
Varies
Structure
Term loan
Fees
No other charges on a standard loan that complies with its terms · Security registration fees may apply if security is required
Repayment frequency
Weekly, Fortnightly, Monthly
Early repayment
Can repay early, paying the remaining principal plus a pro-rata share of that period's interest cost
Time trading
2+ years trading
Turnover
$500K+ annual turnover
Documents
10 online questions plus identity and data verification
Guarantees
Director guarantees may be required; some security is generally required for this product
Funding time
Assessment within a couple of business hours; funds in as little as 24 hours if approved
Restrictions
Registered Australian business, citizen or permanent resident owner. Property development and regulated utilities typically excluded
How to apply
Direct with the lender, or through us
Not published by Banjo Loans
rate type
Suitable purposes
StockGrowthCash flowSomething else

About Business Loan Excel

Banjo Loans publishes these details for Business Loan Excel: structure term loan; loan amount $20K to $2M; term 6 mths to 5 yrs; security varies; time trading 2+ years trading; turnover $500K+ annual turnover. Not published by Banjo Loans for this product: maximum LVR. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Banjo Loans products

  • Asset Finance Excel: Structure is term loan here and equipment loan for Asset Finance Excel; term is 6 mths to 5 yrs here and 1 yr to 5 yrs for Asset Finance Excel; security is varies here and asset-backed for Asset Finance Excel; Banjo Loans publishes documentation (10 online questions plus identity and data verification) for this product but not for Asset Finance Excel.
  • Asset Finance Express: Structure is term loan here and equipment loan for Asset Finance Express; loan amount is $20K to $2M here and $20K to $750K for Asset Finance Express; term is 6 mths to 5 yrs here and 1 yr to 5 yrs for Asset Finance Express; security is varies here and asset-backed for Asset Finance Express.
  • Business Loan Bridge: Term is 6 mths to 5 yrs here and 2 mths to 6 mths for Business Loan Bridge; security is varies here and secured for Business Loan Bridge; Banjo Loans publishes documentation (10 online questions plus identity and data verification) for this product but not for Business Loan Bridge; guarantees is director guarantees may be required; some security is generally required for this product here and director guarantees may be required; a general security deed or other security may be required for larger loans for Business Loan Bridge.
  • Business Loan Express: Loan amount is $20K to $2M here and $20K to $750K for Business Loan Express; turnover is $500K+ annual turnover here and $500K+ annual sales for Business Loan Express; documentation is 10 online questions plus identity and data verification here and active ABN or ACN; less business documentation required (no list published) for Business Loan Express; funding time is assessment within a couple of business hours; funds in as little as 24 hours if approved here and apply in as little as 10 minutes; funds in as little as 24 to 48 hours, subject to approval for Business Loan Express.

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Asset Finance Excel

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Term
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Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
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Source dated 23 Sept 2026
Details for Banjo Loans Asset Finance Excel

Asset Finance Express

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Rates and other criteria
Rate
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Source dated 23 Sept 2026
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Business Loan Bridge

Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
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Security
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Rates and other criteria
Rate
Rate available on application
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Trading
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Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Bridge

Business Loan Express

Term loan from $20K to $750K over 6 months to 5 years for businesses needing cash flow funding with less paperwork.

Amount
$20K to $750K
Term
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Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Express

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