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The Business Loan Store

Bizcap Small Business Loan

Short-term loan over 3 to 12 months for small businesses funding cash flow, stock, equipment or growth, repaid daily or weekly.

From lender's website, 23 Sept 2026
Amount
$5K to $7.5M
Term
3 mths to 1 yr
Rate
Quoted on application
Security
Varies

Product details

As published by Bizcap. Details not published by the lender are marked.

Loan amount
$5K to $7.5M
Rate
Quoted on applicationPriced by factor rate, which varies with creditworthiness, loan term and use of funds
Rate type
Factor rate
Term
3 mths to 1 yr
Security
Varies
Structure
Term loan
Fees
Establishment fee, agreed upfront
Repayment frequency
Daily, Weekly
Early repayment
No fees for extra repayments or early payout; a discount is offered for paying off early
Time trading
4+ months trading
Turnover
$12K+ monthly revenue
Documents
Business bank statements, submitted with the online application
Guarantees
Personal guarantees may be taken; a charge over assets is taken for loans above $30K
Funding time
Approval in as little as 3 hours; funds in as little as 24 hours, subject to approval
Restrictions
Active ABN or ACN. Loans up to $30K may be available without upfront security; personal guarantee required
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowStockEquipmentGrowthSomething else

More from Bizcap

Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bizcap Bridging Finance

Fast Business Loan

Short-term loan from $5K to $500K over 3 to 12 months for urgent needs and unexpected expenses, repaid daily or weekly.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Varies
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
4+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Fast Business Loan

Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit

Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit Ultra

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