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The Business Loan Store

ScotPac Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility that advances cash against unpaid B2B invoices, for businesses invoicing $10K or more a month.

From lender's website, 23 Sept 2026
Amount
Up to $200M
Term
Not published
Rate
Quoted on application
Security
Asset-backed

Product details

As published by ScotPac. Details not published by the lender are marked.

Loan amount
Up to $200M
Rate
Quoted on application
Rate type
Not published
Term
Not published
Security
Asset-backed
Structure
Invoice finance facility
Fees
Facility fee charged as a small percentage (amount not published)
Repayment frequency
Not published
Early repayment
Not published
Time trading
6+ months trading
Turnover
$10K+ in invoices per month
Documents
Not published
Guarantees
Not published
Funding time
Funds in as little as 24 hours, subject to approval
Restrictions
B2B sales on standard trade credit terms to creditworthy Australian businesses; business registered and operating in Australia with invoices in AUD
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flowGrowth

More from ScotPac

Asset Based Finance (Corporate)

Corporate working capital facility of up to $50M secured against business assets such as debtors, inventory, property, and plant and equipment, for established B2B businesses.

Amount
Up to $50M
Term
Not published
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
3+ years trading
From lender's website, 23 Sept 2026
Details for ScotPac Asset Based Finance (Corporate)

Asset Finance

Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.

Amount
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for ScotPac Asset Finance

Boost Business Loan

Boost Business Loan from $10K to $500K over 6 months to 3 years, at a variable rate, for businesses funding cash flow or growth.

Amount
$10K to $500K
Term
6 mths to 3 yrs
Security
Varies
Rate
Quoted on application
Repayments
Not published
Trading
12+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Boost Business Loan

Line of Credit

Line of credit up to $500K, sized up to 150% of average monthly sales, with a 2-year redraw period and 2 further years to repay.

Amount
Up to $500K
Term
Up to 4 yrs
Security
Not published
Rate
Quoted on application
Repayments
Not published
Trading
12+ months trading
From lender's website, 23 Sept 2026
Details for ScotPac Line of Credit

Similar products from other lenders

Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

Invoice factoring or discounting facility from $50K to $10M that advances funds against invoices to Australian businesses, including to help with ATO debt.

Amount
$50K to $10M
Term
Not published
Security
Asset-backed
Rate
7.99% to 13.95% p.a.
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Earlypay Invoice Finance (Invoice Factoring / Invoice Discounting)

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