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The Business Loan Store

Dynamoney Business Overdraft

Business overdraft from $20K to $500K, secured or unsecured, with interest charged only on the balance outstanding.

From lender's website, 23 Sept 2026
Amount
$20K to $500K
Term
Not published
Rate
Quoted on application
Security
Varies

Product details

As published by Dynamoney. Details not published by the lender are marked.

Loan amount
$20K to $500K
Rate
Quoted on applicationRates, fees and charges apply and vary with your loan terms and eligibility
Rate type
Not published
Term
Not published
Security
Varies
Structure
Overdraft
Fees
Not published
Repayment frequency
Not published
Early repayment
Not published
Time trading
ABN and GST registered for 3+ years
Turnover
Not published
Documents
Australian driver's licence or passport; up to 12 months bank statements
Guarantees
Not published
Funding time
Decision within a business day; same-day decision and payment possible, depending on submission time
Restrictions
Unsecured limits up to $100K; secured up to $500K. Applicants must be 18+ with a clear credit history and no dishonours
How to apply
Direct with the lender, or through us
Suitable purposes
Cash flow

More from Dynamoney

Asset & Equipment Finance

Asset and equipment finance with a single application up to $1M, without needing tax returns or financial statements at that level.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Dynamoney Asset & Equipment Finance

Business Term Loan

Business term loan from $20K to $500K with fixed repayments.

Amount
$20K to $500K
Term
1 yr to 5 yrs
Security
Unsecured
Rate
Quoted on application
Repayments
Weekly, Fortnightly, Monthly
Trading
ABN and GST registered for 12+ months
From lender's website, 23 Sept 2026
Details for Dynamoney Business Term Loan

Insurance Premium Funding

Insurance premium funding from $1K to $5M that spreads premiums into monthly repayments over up to 12 months.

Amount
$1K to $5M
Term
Up to 1 yr
Security
Secured
Rate
Quoted on application
Repayments
Monthly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Dynamoney Insurance Premium Funding

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Bizcap Line of Credit

Revolving line of credit from $15K to $750K for businesses managing cash flow, repaid daily or weekly.

Amount
$15K to $750K
Term
Not published
Security
Not published
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit

Bizcap Line of Credit Ultra

Line of credit from $50K to $500K for higher-revenue businesses, with 0% to 2% interest in the first four weeks.

Amount
$50K to $500K
Term
Not published
Security
Not published
Rate
0% to 2% interest in the first four weeks
Repayments
Not published
Trading
9+ months trading
From lender's website, 23 Sept 2026
Details for Bizcap Line of Credit Ultra

Capify Merchant Cash Advance

Merchant cash advance from $5K to $500K over 3 to 12 months, repaid daily as a small percentage of card and EFTPOS sales.

Amount
$5K to $500K
Term
3 mths to 1 yr
Security
Unsecured
Rate
Quoted on application
Repayments
Daily
Trading
2+ months in business
From lender's website, 23 Sept 2026
Details for Capify Merchant Cash Advance

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