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Dynamoney Business Overdraft

Business overdraft from $20K to $500K, secured or unsecured, with interest charged only on the balance outstanding.

Cashflow LoansWorking Capital FinanceBusiness Loans
Source dated 23 Sept 2026
Amount
$20K to $500K
Term
Not published
Rate
Rate available on application
Security
Varies
Enquire about this product

Product details

As published by Dynamoney. Details not published by the lender are marked.

Loan amount
$20K to $500K
Rate
Rate available on applicationRates, fees and charges apply and vary with your loan terms and eligibility
Security
Varies
Structure
Overdraft
Time trading
ABN and GST registered for 3+ years
Documents
Australian driver's licence or passport; up to 12 months bank statements
Funding time
Decision within a business day; same-day decision and payment possible, depending on submission time
Restrictions
Unsecured limits up to $100K; secured up to $500K. Applicants must be 18+ with a clear credit history and no dishonours
How to apply
Direct with the lender, or through us
Not published by Dynamoney
rate type, term, fees, repayment frequency, early repayment, turnover, guarantees
Suitable purposes
Cash flow

About Business Overdraft

Dynamoney publishes these details for Business Overdraft: structure overdraft; loan amount $20K to $500K; security varies; time trading aBN and GST registered for 3+ years; documentation australian driver's licence or passport; up to 12 months bank statements; funding time decision within a business day; same-day decision and payment possible, depending on submission time. Not published by Dynamoney for this product: term, maximum LVR, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Dynamoney products

  • Asset & Equipment Finance: Structure is overdraft here and other for Asset & Equipment Finance; loan amount is $20K to $500K here and up to $1M for Asset & Equipment Finance; security is varies here and asset-backed for Asset & Equipment Finance; Dynamoney publishes time trading (aBN and GST registered for 3+ years) for this product but not for Asset & Equipment Finance.
  • Business Term Loan: Structure is overdraft here and term loan for Business Term Loan; term is published for Business Term Loan (1 yr to 5 yrs) but not for this product; security is varies here and unsecured for Business Term Loan; time trading is aBN and GST registered for 3+ years here and aBN and GST registered for 12+ months for Business Term Loan.
  • Insurance Premium Funding: Structure is overdraft here and other for Insurance Premium Funding; loan amount is $20K to $500K here and $1K to $5M for Insurance Premium Funding; term is published for Insurance Premium Funding (up to 1 yr) but not for this product; security is varies here and secured for Insurance Premium Funding.
  • Vehicle Finance (car, truck, trailer, yellow goods): Structure is overdraft here and other for Vehicle Finance (car, truck, trailer, yellow goods); loan amount is $20K to $500K here and up to $1M for Vehicle Finance (car, truck, trailer, yellow goods); security is varies here and asset-backed for Vehicle Finance (car, truck, trailer, yellow goods); Dynamoney publishes time trading (aBN and GST registered for 3+ years) for this product but not for Vehicle Finance (car, truck, trailer, yellow goods).

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Source dated 23 Sept 2026
Details for Dynamoney Asset & Equipment Finance

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Source dated 23 Sept 2026
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Rates and other criteria
Rate
Rate available on application
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Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Insurance Premium Funding

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Term
Not published
Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)

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