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The Business Loan Store

Compare secured business loans

A secured business loan uses property or business assets as security. Because the lender has a way to recover its money, secured lending usually means higher limits, longer terms and lower pricing than unsecured lending.

81 products from 30 lenders · Last checked 29 Sept 2026

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Products the lender publishes as secured or property-secured.

81 products from 30 lenders

Secured business loans

Private lenderVia broker

Aquamore Bridging Loan

Short-term property-secured bridging loan of $300K to $7.5M through brokers, to buy property before selling or to help business cash flow.

Amount
$300K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Bridging Loan
Private lenderVia broker

Aquamore Commercial Business Loan

Short-term, property-secured commercial business loan through brokers for growth, working capital, equipment, stock or debt consolidation, over 3 to 24 months.

Amount
Not published
Term
3 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 6% p.a.
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Commercial Business Loan
Private lenderVia broker

Aquamore Commercial Property Loan

Short-term business property loan of $300K to $7.5M through brokers, to help businesses purchase or refinance property, over 3 to 24 months.

Amount
$300K to $7.5M
Term
3 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Commercial Property Loan
Private lenderVia broker

Aquamore Secured Business Loan

Property-secured business loan of $300K to $7.5M through brokers, to invest in equipment or staff or free up capital held in assets.

Amount
$300K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Secured Business Loan
Private lenderVia broker

Aquamore Short-Term Commercial Loan

Short-term commercial loan of up to $7.5M through approved brokers, secured by a first or second mortgage, for terms up to 24 months.

Amount
Up to $7.5M
Term
Up to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 6% p.a.
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for Aquamore Short-Term Commercial Loan
Private lender

Assetline Capital Private Lending - No Valuation Facility

Property-backed private loan from $500,000 to $1.8M up to 60% LVR, with no valuation required for qualifying scenarios where speed matters.

Amount
$500K to $1.8M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 8.84% p.a.
Max LVR
Up to 60%
Trading
Not published
Source dated 26 Sept 2026
Details for Assetline Capital Private Lending - No Valuation Facility
Private lender

Assetline Capital Private Lending - Short-Term Capital

Short-term property-backed private credit from $500,000 to $40M for working capital, debt consolidation including ATO debt, and urgent refinance.

Amount
$500K to $40M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.84% p.a.
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for Assetline Capital Private Lending - Short-Term Capital
Non-bank business lender

Banjo Loans Business Loan Bridge

Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
2 mths to 6 mths
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Business Loan Bridge
Non-bank business lender

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Daily, Weekly
Trading
Not published
Source dated 23 Sept 2026
Details for Bizcap Bridging Finance
Non-bank business lender

Bizcap Secured Business Loan

Loan from $30K to $7.5M secured by property equity, for businesses seeking larger cash flow or growth funding.

Amount
$30K to $7.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Daily, Weekly
Trading
5+ months trading
Source dated 23 Sept 2026
Details for Bizcap Secured Business Loan
Property-backed non-bank

Bluestone Commercial Property Loan

Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.04% p.a. (comparison from 8.30% p.a.)
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Bluestone Commercial Property Loan
Property-backed non-bank

Bluestone SMSF Property Loan

SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.74% p.a. (comparison from 8.02% p.a.)
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Bluestone SMSF Property Loan
Bank

BOQ Business Term Loan

Secured business term loan from $10,000 over 1 to 30 years, to buy a business, grow or expand operations, with weekly to monthly repayments.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Secured
Rates and other criteria
Rate
11.02% to 12.02% p.a. + margin
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Business Term Loan
Non-bank business lender

Capify Secured Business Loan

Secured business loan for funding cash flow, growth, equipment or stock; security type, rates, term and eligibility are not published.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Capify Secured Business Loan
Private lender

Capital Bridging Finance ATO Debt Loan

Short-term property-secured bridging loan to clear a business tax debt with the ATO and stop further penalties.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance ATO Debt Loan
Private lender

Capital Bridging Finance Cash Flow Loan

Short-term property-secured loan to buy materials or stock, grow the business or cover one-off expenses, assessed on revenue projections.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Cash Flow Loan
Private lender

Capital Bridging Finance Commercial Finance

Short-term property-secured bridging loan for businesses to buy stock, invest in technology, upgrade property or act on investment opportunities.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Commercial Finance
Private lender

Capital Bridging Finance Debt Consolidation Loan

Short-term property-secured finance to consolidate existing business debts into one loan. Interest rate and LVR depend on the application.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Max LVR
Varies
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Debt Consolidation Loan
Private lender

Capital Bridging Finance Urgent Funds

Short-term emergency loan secured against property for last-minute business expenses, cash flow gaps, investment opportunities or settlement.

Amount
$50K to $5M
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Capital Bridging Finance Urgent Funds

Commonwealth Bank Lease Doc Loan

Loan up to $5 million to buy or refinance a tenanted commercial investment property, assessed on the property's rental income.

Amount
Up to $5M
Term
Up to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Commonwealth Bank Lease Doc Loan
Invoice and trade financier

Fifo Capital Business Loan

Property secured business term loan, interest only or principal and interest, with weekly, fortnightly or monthly repayments for cash flow, stock and growth.

Amount
Not published
Term
From 3 mths
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
12+ months trading
Source dated 25 Sept 2026
Details for Fifo Capital Business Loan
Asset and equipment financier

Finance One Commercial Commercial Advantage Loan

Business loan of $250,000 to $10 million over 6 to 24 months, secured by a first or second mortgage over commercial or residential property.

Amount
$250K to $10M
Term
6 mths to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Finance One Commercial Commercial Advantage Loan
Property-backed non-bank

Firstmac SMSF Commercial Loan

Loan for a self managed super fund to buy or refinance commercial property, up to $2M over a term of up to 30 years.

Amount
Up to $2M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
7.69% p.a. variable
Max LVR
Up to 80%
Trading
Not published
Source dated 26 Sept 2026
Details for Firstmac SMSF Commercial Loan
Private lenderRelated party

fundU Business Loan

Business-purpose loan generally secured against real estate by first or second mortgage, for working capital, expansion, equipment, refinance or tax debt.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for fundU Business Loan
Private lenderRelated party

fundU Commercial Property Loan

Private business-purpose loan secured by commercial or other acceptable real estate, to buy or refinance property or release equity for a business purpose.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for fundU Commercial Property Loan
Customer-owned bank

Great Southern Bank Secured Business Loan

Secured business loan of $20,000 to $5M for buying a business or franchise, commercial property, equipment and fit outs or cash flow.

Amount
$20K to $5M
Term
Not published
Security
Secured
Rates and other criteria
Rate
7.25% to 7.75% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Great Southern Bank Secured Business Loan
Private lender

HomeSec Business Finance Business Bridging Loan

Business bridging loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Business Bridging Loan
Private lender

HomeSec Business Finance Caveat Loan for Business

Short-term caveat loan from $20K to $5M secured over Australian property, for business or investment purposes, with an open term.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Caveat Loan for Business
Private lender

HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance First Mortgage Business Loan
Private lender

HomeSec Business Finance Second Mortgage Business Loan

Second mortgage business loan from $20K to $5M secured over Australian property, for business or investment purposes.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for HomeSec Business Finance Second Mortgage Business Loan
Property-backed non-bank

La Trobe Financial Commercial Full Doc Loan

Commercial property loan with full doc verification, $100,000 to $50 million over up to 30 years, to buy or refinance shops, offices, light industrial or warehouses.

Amount
$100K to $50M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.89% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for La Trobe Financial Commercial Full Doc Loan
Property-backed non-bank

La Trobe Financial Commercial Lease Doc Loan

Commercial property loan assessed on rent from a third-party leased property, $100,000 to $50 million over up to 30 years, to buy, refinance or consolidate debt.

Amount
$100K to $50M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.89% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for La Trobe Financial Commercial Lease Doc Loan
Property-backed non-bank

La Trobe Financial Commercial Lite Doc Loan

Commercial property loan for self-employed borrowers using an accountant's letter and declaration, $100,000 to $50 million over up to 30 years.

Amount
$100K to $50M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.29% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for La Trobe Financial Commercial Lite Doc Loan
Property-backed non-bank

La Trobe Financial Commercial Rural Loan

Interest-only loan up to $2 million over up to 5 years, secured by non-metro rural property over 100 acres used for business purposes.

Amount
$100K to $2M
Term
Up to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.74% p.a. variable
Max LVR
Up to 55%
Trading
Not published
Source dated 26 Sept 2026
Details for La Trobe Financial Commercial Rural Loan
Property-backed non-bank

La Trobe Financial Commercial SMSF Loan

Loan for a self-managed super fund to buy or refinance commercial investment property, $100,000 to $10 million over up to 30 years.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.49% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for La Trobe Financial Commercial SMSF Loan
Property-backed non-bank

La Trobe Financial Residual Stock Loan

Development exit finance for developers to refinance completed but unsold residential or commercial stock, $100,000 to $50 million over up to 5 years.

Amount
$100K to $50M
Term
Up to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.24% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 29 Sept 2026
Details for La Trobe Financial Residual Stock Loan
Property-backed non-bank

Liberty Financial Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Amount
$50K to $500K
Term
Up to 5 yrs
Security
Secured
Rates and other criteria
Rate
From 14.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
Source dated 23 Sept 2026
Details for Liberty Financial Flexible Business Loan
Property-backed non-bank

Liberty Financial Low Doc Business Loan

Low doc business loan from $50K to $2M over 1 to 30 years, secured by property, for businesses trading 2+ years with alternative income evidence.

Amount
$50K to $2M
Term
1 yr to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.20% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
Source dated 23 Sept 2026
Details for Liberty Financial Low Doc Business Loan
Property-backed non-bank

Liberty Financial Secured Business Loan

Secured business loan from $50K to $2M over 1 to 30 years for cash flow, stock, property, equipment, buying a business, refinance or tax debt.

Amount
$50K to $2M
Term
1 yr to 30 yrs
Security
Secured
Rates and other criteria
Rate
From 8.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
No minimum time in business
Source dated 23 Sept 2026
Details for Liberty Financial Secured Business Loan
Property-backed non-bankVia broker

MA Money Commercial Loan

Commercial property loan through brokers, $100,000 to $8 million over up to 30 years, for purchase, refinance, cash out, debt consolidation or ATO debt.

Amount
$100K to $8M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 7.79%
Max LVR
Up to 80%
Trading
Self-employed: ABN 24+ months and GST 12+ months (Prime); ABN 12+ months and GST 6+ months (Near Prime)
Source dated 26 Sept 2026
Details for MA Money Commercial Loan
Property-backed non-bankVia broker

MA Money SMSF Commercial Loan

Loan for a self-managed super fund to buy commercial property or refinance an SMSF loan, through brokers, $100,000 to $8 million over up to 30 years.

Amount
$100K to $8M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Self-employed: ABN 24+ months and GST 12+ months (Prime)
Source dated 26 Sept 2026
Details for MA Money SMSF Commercial Loan
Bank

Macquarie Bank Fixed Term Loan

Business term loan over up to 5 years for growth, acquisitions and refinancing, secured by goodwill, property, debtors, rent rolls or other assets.

Amount
Not published
Term
Up to 5 yrs
Security
Secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Macquarie Bank Fixed Term Loan
Bank

Macquarie Bank Property-Backed Loan

Business loan secured by residential or commercial property to buy commercial or investment property or expand a business, with terms up to 30 years.

Amount
Not published
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Macquarie Bank Property-Backed Loan
Invoice and trade financier

Moneytech Commercial Property Loan

Commercial property loan from $100,000 to $2.5M to buy or refinance business premises, release equity or consolidate debt, secured by commercial property.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Commercial Property Loan
Invoice and trade financier

Moneytech Secured Loan

Property secured business term loan from $100,000 to $2.5M on 1st or 2nd mortgages, for growth, refinance, acquisitions, stock and equipment.

Amount
$100K to $2.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Secured Loan
Property-backed non-bank

Mortgage House Chameleon - Pure Commercial Low Doc 50

Low doc variable rate loan secured by commercial property for business purposes, $150,000 to $1.5M up to 50% LVR, for purchase, refinance or equity release.

Amount
$150K to $1.5M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
8.19% p.a. variable
Max LVR
Up to 50%
Trading
Not published
Source dated 26 Sept 2026
Details for Mortgage House Chameleon - Pure Commercial Low Doc 50
Property-backed non-bank

Mortgage House Chameleon Commercial - Pure Commercial 50

Variable rate loan secured by commercial property for business purposes, $150,000 to $2M up to 50% LVR, for purchase, refinance or debt consolidation.

Amount
$150K to $2M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
7.69% p.a. variable
Max LVR
Up to 50%
Trading
Not published
Source dated 26 Sept 2026
Details for Mortgage House Chameleon Commercial - Pure Commercial 50
Property-backed non-bank

Mortgage House Chameleon Commercial - Pure Commercial 80

Variable rate loan secured by commercial property for business purposes, $150,000 to $2M up to 80% LVR, for purchase, refinance or debt consolidation.

Amount
$150K to $2M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
8.54% p.a. variable
Max LVR
Up to 80%
Trading
Not published
Source dated 26 Sept 2026
Details for Mortgage House Chameleon Commercial - Pure Commercial 80
Property-backed non-bank

Pepper Money Commercial Property Loan

Commercial property loan up to $5M over 1 to 30 years for purchase, refinance or tax debt, with full doc and alt doc options.

Amount
Up to $5M
Term
1 yr to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Pepper Money Commercial Property Loan
Property-backed non-bank

Pepper Money SMSF Loan (Business Real Property)

SMSF loan up to $5M for buying or refinancing business real property, for established, compliant SMSFs with a corporate trustee.

Amount
Up to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
7.09% to 9.99% p.a. (variable)
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Pepper Money SMSF Loan (Business Real Property)
Non-bank business lender

Prospa Business Loan Plus

Property-secured term loan from $500K to $1M over up to 5 years, for established businesses with larger growth or cash flow needs.

Amount
$500K to $1M
Term
Up to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
3+ years trading
Source dated 23 Sept 2026
Details for Prospa Business Loan Plus
Property-backed non-bank

RedZed Commercial Loan

Commercial property loan for self-employed borrowers with full or alternative income verification, terms up to 30 years, to buy, refinance, pay tax debt or release equity.

Amount
Not published
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.18% p.a. variable
Max LVR
Up to 75%
Trading
Not published
Source dated 26 Sept 2026
Details for RedZed Commercial Loan
Property-backed non-bank

RedZed SMSF Commercial Property Loan

Loan for a self-managed super fund to buy commercial premises or commercial investment property, or refinance an existing SMSF loan.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.65% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for RedZed SMSF Commercial Property Loan
Asset and equipment financier

Resimac Secured Business Loan

Short-term business loan of $300,000 to $5,000,000 over 6 to 36 months, secured by residential property, for purchases, cash flow or refinancing.

Amount
$300K to $5M
Term
6 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Secured Business Loan
Asset and equipment financier

Resimac Secured Commercial Loan

Short-term business loan of $300,000 to $5,000,000 over 6 to 60 months, secured by commercial property, for property transactions, refinancing or cash flow.

Amount
$300K to $5M
Term
6 mths to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Secured Commercial Loan
Private lender

Secured Lending ATO Tax Debt Loan

Private first or second mortgage loan of $250K to $10M to clear ATO tax debt, including PAYG and super, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending ATO Tax Debt Loan
Private lender

Secured Lending Bridging Loan

Short-term commercial bridging loan of $250K to $10M secured by a first or second mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Bridging Loan
Private lender

Secured Lending Caveat Loan

Short-term business loan of $250K to $10M secured by a caveat over residential or commercial property, leaving your first mortgage in place, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Caveat Loan
Private lender

Secured Lending First Mortgage Loan

Short-term private business loan of $250K to $10M secured by a first registered mortgage, for terms of 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 9.7% p.a.
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending First Mortgage Loan
Private lender

Secured Lending Second Mortgage Loan

Short-term business loan of $250K to $10M secured by a second mortgage behind your existing first mortgage, for 1 to 24 months.

Amount
$250K to $10M
Term
1 mth to 2 yrs
Security
Property-secured
Rates and other criteria
Rate
From 11.95% p.a. fixed
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Second Mortgage Loan
Private lender

Secured Lending Secured Business Line of Credit

Revolving business line of credit secured by a second mortgage over property, letting you draw, repay and redraw within the term.

Amount
Not published
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 70%
Trading
Not published
Source dated 26 Sept 2026
Details for Secured Lending Secured Business Line of Credit
Private lender

Semper Bridging Loan

Property-secured bridging loan of $500K or more for businesses, as a first or second mortgage, repaid from a sale or refinance, for up to 12 months.

Amount
From $500K
Term
Up to 1 yr
Security
Property-secured
Rates and other criteria
Rate
From 8.50% p.a.
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Semper Bridging Loan
Private lender

Semper Commercial Term Loan

Short-term commercial loan of $500K or more for businesses, secured by a first or second mortgage over real property, with terms of 3 months or more.

Amount
From $500K
Term
From 3 mths
Security
Property-secured
Rates and other criteria
Rate
From 8.50% p.a.
Repayments
Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Semper Commercial Term Loan
Bank

Suncorp Bank Agribusiness Loans

Secured loan from $500,000 over 1 to 15 years for primary producers, for property purchases, off-farm investments, capital improvements or consolidating finance.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Agribusiness Loans
Bank

Suncorp Bank Business Essentials Term Loan

Property-secured term loan from $20,000 to $5 million over up to 30 years to support business expansion, capital purchases and more.

Amount
$20K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Business Essentials Term Loan
Bank

Suncorp Bank Commercial Term Loans

Secured term loan from $500,000 over 1 to 15 years for larger businesses, including specialised sectors such as management letting rights.

Amount
From $500K
Term
1 yr to 15 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 26 Sept 2026
Details for Suncorp Bank Commercial Term Loans
Property-backed non-bankVia broker

Thinktank Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Property-backed non-bankVia broker

Thinktank Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan
Property-backed non-bankVia broker

Thinktank Commercial Quick Doc Loan

Commercial property loan with the lightest documentation Thinktank offers, for borrowers who value speed and simplicity.

Amount
From $100K
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Quick Doc Loan
Property-backed non-bankVia broker

Thinktank Commercial Lease Doc Loan

Commercial investment property loan assessed on the lease: for properties with at least a 2-year arm's length lease, over up to 25 years.

Amount
From $100K
Term
Up to 25 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Lease Doc Loan
Property-backed non-bankVia broker

Thinktank Commercial Specialised Securities Loan

Commercial loan secured by specialised premises that many lenders avoid, such as hospitality and some other purpose-built properties.

Amount
From $100K
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Specialised Securities Loan
Property-backed non-bankVia broker

Thinktank Commercial Property Cash Out

Release equity from commercial property for business expansion, working capital, investment or property improvements.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Property Cash Out
Property-backed non-bankVia broker

Thinktank Residential Full Doc Loan

Loan secured by residential property from $100K to $5M, including cash out for business use, with Full Doc verification.

Amount
$100K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Residential Full Doc Loan
Property-backed non-bankVia broker

Thinktank Residential Mid Doc Loan

Loan secured by residential property from $100K to $5M, including cash out for business use, with Mid Doc verification.

Amount
$100K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Residential Mid Doc Loan
Property-backed non-bankVia broker

Thinktank SMSF Residential Property Loan

Loan to a self managed super fund to buy or refinance residential investment property, up to $5M.

Amount
$100K to $5M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank SMSF Residential Property Loan
Property-backed non-bankVia broker

Thinktank Private Commercial Loan

Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 75%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Private Commercial Loan
Property-backed non-bankVia broker

Thinktank Private Residential Loan

Short-term private loan from 3 months to 3 years secured by residential property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 75%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Private Residential Loan
Property-backed non-bankVia broker

Thinktank Residual Stock Loan

Short-term private loan for property developers secured by unsold completed residential or commercial stock.

Amount
Not published
Term
Up to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Residual Stock Loan
Property-backed non-bankVia broker

Thinktank Private Vacant Land Loan

Short-term private finance using vacant land as security, considered case by case through an accredited broker.

Amount
Not published
Term
Up to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 29 Sept 2026
Details for Thinktank Private Vacant Land Loan
Major bank

Westpac Bank Bill Business Loan

Market-linked business loan from $250,000 over 30 days to 30 years for acquisitions, capital investment or refinancing, with variable or fixed rates.

Amount
From $250K
Term
Up to 30 yrs
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Westpac Bank Bill Business Loan
Major bank

Westpac Business Loan

Secured business term loan from $10,000 with variable or fixed rates, for uses such as buying a business, capital investment, property or refinancing.

Amount
From $10K
Term
Not published
Security
Secured
Rates and other criteria
Rate
From 7.91% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Westpac Business Loan

Security can also open doors when financials are limited or credit history is patchy, which is where specialist and private lenders come in.

What to know

Loan to value ratio (LVR)

The lender values the security and lends up to a maximum percentage of it. Maximum LVRs vary by property type, location and documentation.

First, second or caveat

A first mortgage is the strongest security and usually the cheapest. Second mortgages and caveats settle faster but cost more.

Plan the exit on short terms

Short-term secured loans are priced for the term. Know how and when you will repay or refinance.

Secured business loans: common questions

What can I use as security for a business loan?

Residential or commercial property is most common. Vehicles, equipment and receivables can also secure specific products.

Can I use my home to secure a business loan?

Many lenders accept residential property as security for business-purpose loans. The lender will value it and consider existing mortgages.

More ways to compare business loans

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