Non-bank business lender

Capify business finance

Capify Australia provides short-term unsecured and secured small business loans and merchant cash advances to Australian SMEs.

Products listed: 3
ABN: 91 630 468 156
Commercial relationship: Listing on this site is not paid for by the lender.
Information last checked: 23 Sept 2026

Capify products

Merchant cash advance from $5K to $500K over 3 to 12 months, repaid daily as a small percentage of card and EFTPOS sales.

Rates and other criteria

Source dated 23 Sept 2026

Secured business loan for funding cash flow, growth, equipment or stock; security type, rates, term and eligibility are not published.

Rates and other criteria

Source dated 23 Sept 2026

Short-term unsecured loan over 3 to 12 months with daily repayments, for businesses funding cash flow, growth, equipment or stock.

Rates and other criteria

Source dated 23 Sept 2026

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
Eligibility.: Meeting published criteria does not guarantee approval. Lenders also consider credit history, conduct of accounts, industry, security and the purpose of the loan.
General information.: This information is general in nature and does not consider your objectives, financial situation or needs. It is not an offer or approval of finance.

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