Skip to content
The Business Loan Store

Thinktank Private Residential Loan

Short-term private loan from 3 months to 3 years secured by residential property, up to $7.5M, for business or investment purposes with a clear exit.

From lender's website, 24 Sept 2026
Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Rate
Available through accredited brokers
Max LVR
Up to 75%

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
$100K to $7.5M
Rate
Available through accredited brokersThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR
Up to 75%Thinktank's product pages state up to 75%. The actual limit depends on documentation, security type and location, and is confirmed by the lender.
Interest only
Up to 3 years
Occupancy
Business or investment purpose (not personal use)
Rate type
Variable
Term
3 mths to 3 yrs
Security
Property-secured
Structure
Short-term loan
Fees
Establishment fee as set out in the letter of offer · Discharge $1,000 plus legal fees
Repayment frequency
Monthly
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Self-certified income with supporting documentation, or self-certified income with an exit strategy
Guarantees
Not published
Funding time
Not published
Credit policy
An exit strategy is required · Cash out for any purpose except personal use
Not accepted
Credit impaired lending · Construction or development funding · Aged care or nursing homes · Highly specialised properties such as service stations, churches, theatres or airports · Postcodes with a population under 10,000 people · Personal use
How to apply
Through a broker or the lender's relationship managers
Suitable purposes
Cash flowRefinanceGrowth

Documentation options

  • Mid Doc

    Self-certified income plus one form of supporting documentation.

  • Quick Doc

    Self-certified income plus an exit strategy.

  • Streamlined

    Interest prepaid or capitalised, assessed on the exit strategy.

Maximum LVR by scenario

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

DocumentationLoan amountSecurityLocationMax LVR
Any$100K to $7.5MResidential propertyPostcodes of 10,000+ people75%Headline maximum. Lower for some documentation types, security and locations.
AnyAny amountAnyPostcodes under 10,000 peopleNot accepted

More from Thinktank

Via broker

Private Commercial Loan

Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 75%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Private Commercial Loan
Via broker

Residual Stock Loan

Short-term private loan for property developers secured by unsold completed residential or commercial stock.

Amount
Not published
Term
Up to 3 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Varies
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Residual Stock Loan
Via broker

Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Via broker

Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan

Similar products from other lenders

Bizcap Bridging Finance

Property-secured bridging finance from $150K to $7.5M for business owners who own property and have a clear exit strategy.

Amount
$150K to $7.5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Daily, Weekly
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bizcap Bridging Finance

HomeSec Business Finance First Mortgage Business Loan

First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.

Amount
$20K to $5M
Term
Not published
Security
Property-secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for HomeSec Business Finance First Mortgage Business Loan

Not sure where you fit? Let us find it.

Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.

Start typing to search finance types, lenders, products and guides.