Macquarie Bank Property-Backed Loan

Business loan secured by residential or commercial property to buy commercial or investment property or expand a business, with terms up to 30 years.

From lender's website, 25 Sept 2026

Product details

As published by Macquarie Bank. Details not published by the lender are marked.

Loan amount: Not published
Rate: Individual assessmentRates and fees vary with the amount borrowed, the security provided and the product; pricing is set per customer.
Rate type: Not published
Term: Up to 30 yrs
Security: Property-secured
Structure: Property-secured loan
Fees: Establishment fee of $1,000 for individual borrowers · Establishment fee of up to 0.50% of the limit for corporate borrowers on limits up to $3 million (on application above $3 million)
Repayment frequency: Not published
Early repayment: Not published
Time trading: Not published
Turnover: Not published
Documents: Company financials, an application form and personal information forms for the directors or partners.
Guarantees: Not published
Funding time: Not published
Restrictions: Residential property loan terms up to 30 years; commercial property loan terms up to 5 years. Commercial property LVR up to 70%, with up to an additional 10% for eligible owner-occupied healthcare borrowers. Target loan size is typically $1 million and above. Available to property investors and businesses in Macquarie's key industries: accounting, architecture, engineering, financial services, healthcare, insolvency, insurance, legal, real estate, strata management, surveying and technology.
How to apply: Direct with the lender, or through us
Suitable purposes: Commercial propertyGrowth

Sources and freshness

Version 2, effective 25 Sept 2026. Second-pass check against the lender website.

Important information

About rates and fees.: Business finance is priced individually. Rates shown are the lender's published starting or indicative rates, not guaranteed rates. Where a lender does not publish a rate we still list the product and show how it is priced: "Rate available on application", "Risk-based pricing" (the lender says the rate depends on your risk or credit profile) or "Individual assessment" (the lender tailors pricing to each customer). Your rate and fees are confirmed by the lender after assessment.
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