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Liberty Financial Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Business LoansWorking Capital FinanceBusiness Acquisition FinanceRefinance & Debt ConsolidationTax & ATO Finance
Source dated 23 Sept 2026
Amount
$50K to $500K
Term
Up to 5 yrs
Rate
From 14.70% p.a.
Security
Secured
Enquire about this product

Product details

As published by Liberty Financial. Details not published by the lender are marked.

Loan amount
$50K to $500K
Rate
From 14.70% p.a.
Term
Up to 5 yrs
Security
Secured
Structure
Term loan
Fees
Establishment fee $1,950 or 1.25% of the loan amount, whichever is greater · Service fee $30 per month; discharge fee $395 · 2% deferred facility fee if repaid before the earlier of term end or 3rd anniversary
Repayment frequency
Weekly, Fortnightly, Monthly
Time trading
2+ years in business
Restrictions
No mortgage security required, but other forms of security apply; loan amount may vary
How to apply
Direct with the lender, or through us
Not published by Liberty Financial
rate type, early repayment, turnover, documents, guarantees, funding time
Suitable purposes
Cash flowStockEquipmentBuy a businessRefinanceTax debt

About Flexible Business Loan

Liberty Financial publishes these details for Flexible Business Loan: structure term loan; loan amount $50K to $500K; term up to 5 yrs; security secured; time trading 2+ years in business; suitable purposes cash flow, Stock, Equipment, Buy a business, Refinance, Tax debt. Not published by Liberty Financial for this product: maximum LVR, turnover, documentation, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Liberty Financial products

  • Business Car Loan: Structure is term loan here and other for Business Car Loan; loan amount is $50K to $500K here and $5K to $100K for Business Car Loan; term is up to 5 yrs here and 2 yrs to 7 yrs for Business Car Loan; security is secured here and asset-backed for Business Car Loan.
  • Business Line of Credit: Structure is term loan here and line of credit for Business Line of Credit; loan amount is $50K to $500K here and $50K to $2M for Business Line of Credit; Liberty Financial publishes term (up to 5 yrs) for this product but not for Business Line of Credit; security is secured here and varies for Business Line of Credit.
  • Commercial SMSF Loan: Loan amount is $50K to $500K here and $100K to $4M for Commercial SMSF Loan; Liberty Financial publishes term (up to 5 yrs) for this product but not for Commercial SMSF Loan; security is secured here and property-secured for Commercial SMSF Loan; Liberty Financial publishes time trading (2+ years in business) for this product but not for Commercial SMSF Loan.
  • Lease Income Loan: Loan amount is $50K to $500K here and $100K to $4M for Lease Income Loan; term is up to 5 yrs here and up to 30 yrs for Lease Income Loan; security is secured here and property-secured for Lease Income Loan; Liberty Financial publishes time trading (2+ years in business) for this product but not for Lease Income Loan.

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More from Liberty Financial

Business Car Loan

Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.

Amount
$5K to $100K
Term
2 yrs to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
From 8.29% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 1 Oct 2026
Details for Liberty Financial Business Car Loan

Business Line of Credit

Business line of credit from $50K to $2M, with monthly repayments, for cash flow, stock, equipment, buying a business, refinance or tax debt.

Amount
$50K to $2M
Term
Not published
Security
Varies
Rates and other criteria
Rate
From 10.20% p.a.
Repayments
Monthly
Trading
No minimum time in business
Source dated 23 Sept 2026
Details for Liberty Financial Business Line of Credit

Commercial SMSF Loan

SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.

Amount
$100K to $4M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.65% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Liberty Financial Commercial SMSF Loan

Lease Income Loan

Commercial property loan from $100K to $4M over up to 30 years, for investors only, up to 80% LVR.

Amount
$100K to $4M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
From 8.00% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Liberty Financial Lease Income Loan

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