Bluestone SMSF Property Loan

SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.

From lender's website, 23 Sept 2026

Product details

As published by Bluestone. Details not published by the lender are marked.

Loan amount: Up to $3M
Rate: From 7.74% p.a. (comparison from 8.02% p.a.)Commercial property P&I; residential from 7.09% p.a. (comparison from 7.36% p.a.). Rates vary by risk, income stability, LVR, term, amount and loan purpose. Comparison rates based on $150,000 over 25 years
Rate type: Not published
Term: Up to 30 yrs
Security: Property-secured
Structure: Term loan
Fees: Commercial: application fee 1% of the amount borrowed. Residential: establishment fee $590 · Settlement $120; legal from $550; document vetting $1,300 commercial ($800 residential); valuation by quote · Monthly account keeping $15; discharge $500
Repayment frequency: Not published
Early repayment: Not published
Time trading: Not published
Turnover: Not published
Documents: Not published
Guarantees: Not published
Funding time: Not published
Restrictions: Corporate trustee; $200K+ SMSF net assets; max $3M commercial, $1.5M residential (contract exchanged before 10 Aug 2026 only); max LVR 80%
How to apply: Direct with the lender, or through us
Suitable purposes: Commercial propertyRefinance