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Bluestone SMSF Property Loan

SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.

Commercial Property FinanceRefinance & Debt Consolidation
Source dated 23 Sept 2026
Amount
Up to $3M
Term
Up to 30 yrs
Rate
From 7.74% p.a. (comparison from 8.02% p.a.)
Security
Property-secured
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Product details

As published by Bluestone. Details not published by the lender are marked.

Loan amount
Up to $3M
Rate
From 7.74% p.a. (comparison from 8.02% p.a.)Commercial property P&I; residential from 7.09% p.a. (comparison from 7.36% p.a.). Rates vary by risk, income stability, LVR, term, amount and loan purpose. Comparison rates based on $150,000 over 25 years
Term
Up to 30 yrs
Security
Property-secured
Structure
Term loan
Fees
Commercial: application fee 1% of the amount borrowed. Residential: establishment fee $590 · Settlement $120; legal from $550; document vetting $1,300 commercial ($800 residential); valuation by quote · Monthly account keeping $15; discharge $500
Restrictions
Corporate trustee; $200K+ SMSF net assets; max $3M commercial, $1.5M residential (contract exchanged before 10 Aug 2026 only); max LVR 80%
How to apply
Direct with the lender, or through us
Not published by Bluestone
rate type, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Commercial propertyRefinance

About SMSF Property Loan

Bluestone publishes these details for SMSF Property Loan: structure term loan; loan amount up to $3M; term up to 30 yrs; security property-secured; suitable purposes commercial property, Refinance. Not published by Bluestone for this product: maximum LVR, time trading, turnover, documentation, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Bluestone products

  • Commercial Property Loan: Documentation is published for Commercial Property Loan (alt doc: 6 months BAS, 6 months business bank statements, an accountant's letter and tax returns) but not for this product; suitable purposes is commercial property, Refinance here and commercial property, Refinance, Growth for Commercial Property Loan.

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Commercial Property Loan

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Source dated 23 Sept 2026
Details for Bluestone Commercial Property Loan

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