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La Trobe Financial Residual Stock Loan

Development exit finance for developers to refinance completed but unsold residential or commercial stock, $100,000 to $50 million over up to 5 years.

From lender's website, 29 Sept 2026
Amount
$100K to $50M
Term
Up to 5 yrs
Rate
From 8.24% p.a. variable
Max LVR
Up to 75%

Product details

As published by La Trobe Financial. Details not published by the lender are marked.

Loan amount
$100K to $50M
Rate
From 8.24% p.a. variableShown on the product page as "From 8.24 % * p.a." and "Current Rate^: 8.24%" with "Interest Rate Type: Variable". No as-at date is published; figure as displayed on 2026-09-26. "^ Depends on the loan amount and risk grade of borrower." No comparison rate (shown as n/a).
Maximum LVR
Up to 75%
Rate type
Variable
Term
Up to 5 yrs
Security
Property-secured
Structure
Interest-only term loan (residual stock)
Fees
Application fee of 1.50% (excludes valuation and legal fees) ยท Risk fee of $0
Repayment frequency
Not published
Early repayment
Additional repayments not available; no redraw
Time trading
Not published
Turnover
Not published
Documents
Full or Lite Doc verification
Guarantees
Not published
Funding time
Not published
Restrictions
For developers with completed but unsold stock. Interest-only repayments. Maximum loan amount depends on LVR (inclusive of interest budget): $15,000,000 at 75%, $25,000,000 at 70%, $50,000,000 at 65%.
How to apply
Direct with the lender, or through us
Suitable purposes
RefinanceSomething else

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