As published by Thinktank. Details not published by the lender are marked.
Quick Doc
The lightest documentation option for commercial property.
LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.
| Documentation | Loan amount | Security | Location | Max LVR |
|---|---|---|---|---|
| Any | Any amount | Any | Postcodes under 10,000 people | Not accepted |
Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.
Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.
Commercial investment property loan assessed on the lease: for properties with at least a 2-year arm's length lease, over up to 25 years.
Commercial loan secured by specialised premises that many lenders avoid, such as hospitality and some other purpose-built properties.
Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.
SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.
SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.
Commercial property loan from $100K to $4M over up to 30 years, for investors only, up to 80% LVR.
Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.