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Liberty Financial Low Doc Business Loan

Low doc business loan from $50K to $2M over 1 to 30 years, secured by property, for businesses trading 2+ years with alternative income evidence.

Business LoansWorking Capital FinanceBusiness Acquisition FinanceRefinance & Debt ConsolidationTax & ATO Finance
Source dated 23 Sept 2026
Amount
$50K to $2M
Term
1 yr to 30 yrs
Rate
From 9.20% p.a.
Security
Property-secured
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Product details

As published by Liberty Financial. Details not published by the lender are marked.

Loan amount
$50K to $2M
Rate
From 9.20% p.a.Interest-only available for up to 3 years at a 0.50% rate loading
Term
1 yr to 30 yrs
Security
Property-secured
Structure
Term loan
Fees
Establishment fee $1,950 or 1.25% of the loan amount, whichever is greater · Service fee $30 per month; discharge fee $395 · 2% deferred facility fee if repaid before the earlier of term end or 3rd anniversary
Repayment frequency
Weekly, Fortnightly, Monthly
Time trading
2+ years in business
Documents
Alternative income verification: bank statements, BAS or an accountant's declaration
Restrictions
Secured against commercial or residential property; security determined on assessment
How to apply
Direct with the lender, or through us
Not published by Liberty Financial
rate type, early repayment, turnover, guarantees, funding time
Suitable purposes
Cash flowStockCommercial propertyEquipmentBuy a businessRefinanceTax debt

About Low Doc Business Loan

Liberty Financial publishes these details for Low Doc Business Loan: structure term loan; loan amount $50K to $2M; term 1 yr to 30 yrs; security property-secured; time trading 2+ years in business; documentation alternative income verification: bank statements, BAS or an accountant's declaration. Not published by Liberty Financial for this product: maximum LVR, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Liberty Financial products

  • Business Car Loan: Structure is term loan here and other for Business Car Loan; loan amount is $50K to $2M here and $5K to $100K for Business Car Loan; term is 1 yr to 30 yrs here and 2 yrs to 7 yrs for Business Car Loan; security is property-secured here and asset-backed for Business Car Loan.
  • Business Line of Credit: Structure is term loan here and line of credit for Business Line of Credit; Liberty Financial publishes term (1 yr to 30 yrs) for this product but not for Business Line of Credit; security is property-secured here and varies for Business Line of Credit; time trading is 2+ years in business here and no minimum time in business for Business Line of Credit.
  • Commercial SMSF Loan: Loan amount is $50K to $2M here and $100K to $4M for Commercial SMSF Loan; Liberty Financial publishes term (1 yr to 30 yrs) for this product but not for Commercial SMSF Loan; Liberty Financial publishes time trading (2+ years in business) for this product but not for Commercial SMSF Loan; Liberty Financial publishes documentation (alternative income verification: bank statements, BAS or an accountant's declaration) for this product but not for Commercial SMSF Loan.
  • Flexible Business Loan: Loan amount is $50K to $2M here and $50K to $500K for Flexible Business Loan; term is 1 yr to 30 yrs here and up to 5 yrs for Flexible Business Loan; security is property-secured here and secured for Flexible Business Loan; Liberty Financial publishes documentation (alternative income verification: bank statements, BAS or an accountant's declaration) for this product but not for Flexible Business Loan.

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More from Liberty Financial

Business Car Loan

Business car loan from $5K to $100K over 2 to 7 years, with low doc options, including for start-ups and non-GST-registered businesses.

Amount
$5K to $100K
Term
2 yrs to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
From 8.29% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 1 Oct 2026
Details for Liberty Financial Business Car Loan

Business Line of Credit

Business line of credit from $50K to $2M, with monthly repayments, for cash flow, stock, equipment, buying a business, refinance or tax debt.

Amount
$50K to $2M
Term
Not published
Security
Varies
Rates and other criteria
Rate
From 10.20% p.a.
Repayments
Monthly
Trading
No minimum time in business
Source dated 23 Sept 2026
Details for Liberty Financial Business Line of Credit

Commercial SMSF Loan

SMSF loan from $100K to $4M for commercial property used for business purposes, up to 80% LVR.

Amount
$100K to $4M
Term
Not published
Security
Property-secured
Rates and other criteria
Rate
From 7.65% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Liberty Financial Commercial SMSF Loan

Flexible Business Loan

Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.

Amount
$50K to $500K
Term
Up to 5 yrs
Security
Secured
Rates and other criteria
Rate
From 14.70% p.a.
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years in business
Source dated 23 Sept 2026
Details for Liberty Financial Flexible Business Loan

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