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Thinktank Commercial Lease Doc Loan

Commercial investment property loan assessed on the lease: for properties with at least a 2-year arm's length lease, over up to 25 years.

Commercial Property FinanceNon-Cashflow / Asset-Backed FinanceVia broker
Source dated 24 Sept 2026
Amount
From $100K
Term
Up to 25 yrs
Rate
Rate available on application
Max LVR
Varies
Enquire about this product

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
From $100K
Rate
Rate available on applicationThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR
VariesSet by loan size and location, and lower than the headline commercial maximum. Confirmed by the lender on application.
Occupancy
Investment
Rate type
Variable
Term
Up to 25 yrs
Security
Property-secured
Structure
Term loan
Fees
No ongoing fees or annual reviews · Establishment and settlement fees as set out in the letter of offer · Discharge $950 plus legal fees
Repayment frequency
Monthly
Documents
Assessed on the lease: at least a 2-year arm's length lease
Credit policy
No credit scoring, every application assessed on its merits · No cross collateralisation or unnecessary security · No WALE requirements · No annual reviews or revaluations
Not accepted
Credit impaired lending · Construction or development funding · Aged care or nursing homes · Highly specialised properties such as service stations, churches, theatres or airports · Postcodes with a population under 10,000 people
How to apply
Through a broker or the lender's relationship managers
Not published by Thinktank
early repayment, time trading, turnover, guarantees, funding time
Suitable purposes
Commercial propertyRefinance

About Commercial Lease Doc Loan

Thinktank publishes these details for Commercial Lease Doc Loan: structure term loan; loan amount from $100K; term up to 25 yrs; security property-secured; maximum LVR varies; documentation assessed on the lease: at least a 2-year arm's length lease. Not published by Thinktank for this product: time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Thinktank products

  • Commercial Full Doc Loan: Loan amount is from $100K here and $100K to $10M for Commercial Full Doc Loan; term is up to 25 yrs here and up to 30 yrs for Commercial Full Doc Loan; maximum LVR is varies here and up to 80% for Commercial Full Doc Loan; documentation is assessed on the lease: at least a 2-year arm's length lease here and full financials (most recent financial information) for Commercial Full Doc Loan.
  • Commercial Mid Doc Loan: Loan amount is from $100K here and $100K to $10M for Commercial Mid Doc Loan; term is up to 25 yrs here and up to 30 yrs for Commercial Mid Doc Loan; maximum LVR is varies here and up to 80% for Commercial Mid Doc Loan; documentation is assessed on the lease: at least a 2-year arm's length lease here and alternative income verification instead of full financials for Commercial Mid Doc Loan.
  • Commercial Quick Doc Loan: Term is up to 25 yrs here and up to 30 yrs for Commercial Quick Doc Loan; documentation is assessed on the lease: at least a 2-year arm's length lease here and minimal documentation for Commercial Quick Doc Loan; suitable purposes is commercial property, Refinance here and commercial property, Refinance, Growth for Commercial Quick Doc Loan.
  • Commercial Specialised Securities Loan: Term is up to 25 yrs here and up to 30 yrs for Commercial Specialised Securities Loan; documentation is assessed on the lease: at least a 2-year arm's length lease here and full Doc, Private lending for Commercial Specialised Securities Loan.

Documentation options

  • Lease Doc

    Servicing is based on the rent from an arm's length lease of at least 2 years.

Maximum LVR by scenario

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

DocumentationLoan amountSecurityLocationMax LVR
AnyAny amountAnyPostcodes under 10,000 peopleNot accepted

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Source dated 24 Sept 2026
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Source dated 24 Sept 2026
Details for Thinktank Commercial Quick Doc Loan
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Trading
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Source dated 24 Sept 2026
Details for Thinktank Commercial Specialised Securities Loan

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