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Pepper Money SMSF Loan (Business Real Property)

SMSF loan up to $5M for buying or refinancing business real property, for established, compliant SMSFs with a corporate trustee.

From lender's website, 23 Sept 2026
Amount
Up to $5M
Term
Up to 30 yrs
Rate
7.09% to 9.99% p.a. (variable)
Security
Property-secured

Product details

As published by Pepper Money. Details not published by the lender are marked.

Loan amount
Up to $5M
Rate
7.09% to 9.99% p.a. (variable)Rate depends on your circumstances and information verified during assessment
Rate type
Variable
Term
Up to 30 yrs
Security
Property-secured
Structure
Term loan
Fees
Application fee waived on Prime Super Easy SMSF residential refinances to 12 Nov 2026
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Super Easy Refinance: 6 months SMSF loan bank statements and confirmation the SMSF is compliant
Guarantees
Not published
Funding time
Application response within 4 to 5 business days
Restrictions
Corporate trustees only; $150K+ net assets; max LVR 80% for business real property; residential refinances up to 90% LVR and $3M; no new residential purchases from 10 Aug 2026
How to apply
Direct with the lender, or through us
Suitable purposes
Commercial propertyRefinance

More from Pepper Money

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Commercial property loan up to $5M over 1 to 30 years for purchase, refinance or tax debt, with full doc and alt doc options.

Amount
Up to $5M
Term
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Security
Property-secured
Rate
Quoted on application
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Pepper Money Commercial Property Loan

Finance Lease (business assets)

Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.

Amount
Not published
Term
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Security
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Rate
Quoted on application
Repayments
Not published
Trading
2+ years ABN registration
From lender's website, 23 Sept 2026
Details for Pepper Money Finance Lease (business assets)

Similar products from other lenders

Bluestone Commercial Property Loan

Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rate
From 8.04% p.a. (comparison from 8.30% p.a.)
Repayments
Not published
Trading
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From lender's website, 23 Sept 2026
Details for Bluestone Commercial Property Loan

Bluestone SMSF Property Loan

SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.

Amount
Up to $3M
Term
Up to 30 yrs
Security
Property-secured
Rate
From 7.74% p.a. (comparison from 8.02% p.a.)
Repayments
Not published
Trading
Not published
From lender's website, 23 Sept 2026
Details for Bluestone SMSF Property Loan

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