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The Business Loan Store

Thinktank Residual Stock Loan

Short-term private loan for property developers secured by unsold completed residential or commercial stock.

From lender's website, 24 Sept 2026
Amount
Not published
Term
Up to 3 yrs
Rate
Available through accredited brokers
Max LVR
Varies

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
Not published
Rate
Available through accredited brokersThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR
VariesSet by documentation, security type and location. Confirmed by the lender on application.
Occupancy
Developer residual stock
Rate type
Variable
Term
Up to 3 yrs
Security
Property-secured
Structure
Short-term loan
Fees
Establishment fee as set out in the letter of offer · Discharge $1,000 plus legal fees
Repayment frequency
Monthly
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Credit policy
An exit strategy is required
Not accepted
Credit impaired lending · Construction or development funding · Aged care or nursing homes · Highly specialised properties such as service stations, churches, theatres or airports · Postcodes with a population under 10,000 people · Personal use
How to apply
Through a broker or the lender's relationship managers
Suitable purposes
Cash flowRefinance

Maximum LVR by scenario

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

DocumentationLoan amountSecurityLocationMax LVR
AnyAny amountAnyPostcodes under 10,000 peopleNot accepted

More from Thinktank

Via broker

Private Commercial Loan

Short-term private loan from 3 months to 3 years secured by commercial property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 75%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Private Commercial Loan
Via broker

Private Residential Loan

Short-term private loan from 3 months to 3 years secured by residential property, up to $7.5M, for business or investment purposes with a clear exit.

Amount
$100K to $7.5M
Term
3 mths to 3 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 75%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Private Residential Loan
Via broker

Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Via broker

Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rate
Available through accredited brokers
Max LVR
Up to 80%
Trading
Not published
From lender's website, 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan

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