Bluestone Commercial Property Loan

Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.

From lender's website, 23 Sept 2026

Product details

As published by Bluestone. Details not published by the lender are marked.

Loan amount: Up to $3M
Rate: From 8.04% p.a. (comparison from 8.30% p.a.)Traditional Income P&I; Flexible Income from 8.64% p.a. (comparison from 8.92% p.a.). Rates vary by risk, LVR, term and amount. Comparison rates based on $150,000 over 25 years and may not include all fees
Rate type: Not published
Term: Up to 30 yrs
Security: Property-secured
Structure: Term loan
Fees: Application fee up to 1.25% of the amount borrowed · Settlement $120; legal from $400; document vetting $525; valuation by quote · Monthly account keeping $15; variation from $250; discharge $500
Repayment frequency: Not published
Early repayment: Early repayment fee of 2.0% of the original loan amount if discharged within 3 years
Time trading: Not published
Turnover: Not published
Documents: Alt doc: 6 months BAS, 6 months business bank statements, an accountant's letter and tax returns
Guarantees: Not published
Funding time: Not published
Restrictions: Australian or NZ citizen or permanent resident aged 18+; max LVR 80%; interest-only up to 5 years
How to apply: Direct with the lender, or through us
Suitable purposes: Commercial propertyRefinanceGrowth