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Thinktank SMSF Residential Property Loan

Loan to a self managed super fund to buy or refinance residential investment property, up to $5M.

Non-Cashflow / Asset-Backed FinanceVia broker
Source dated 24 Sept 2026
Amount
$100K to $5M
Term
Up to 30 yrs
Rate
Rate available on application
Max LVR
Up to 80%
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Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount
$100K to $5M
Rate
Rate available on applicationThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR
Up to 80%Up to 80%, depending on loan size and location.
Interest only
Up to 5 years
Occupancy
Investment
Rate type
Variable
Term
Up to 30 yrs
Security
Property-secured
Structure
Term loan
Fees
Standard residential valuation $385
Repayment frequency
Monthly
Documents
Fund servicing
Credit policy
No liquidity requirement · No net asset requirement · New or established SMSFs, including tenants in common, in specie transfers and unit trusts · Fund income, net rent and contributions (actual or projected) used for servicing · Redraw is not available on SMSF loans
Not accepted
Credit impaired lending · Construction or development funding · Vacant land or rural residential · Aged care or nursing homes · Postcodes with a population under 10,000 people
How to apply
Through a broker or the lender's relationship managers
Not published by Thinktank
early repayment, time trading, turnover, guarantees, funding time
Suitable purposes
RefinanceSomething else

About SMSF Residential Property Loan

Thinktank publishes these details for SMSF Residential Property Loan: structure term loan; loan amount $100K to $5M; term up to 30 yrs; security property-secured; maximum LVR up to 80%; documentation fund servicing. Not published by Thinktank for this product: time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Thinktank products

  • SMSF Commercial Property Loan: Loan amount is $100K to $5M here and $100K to $10M for SMSF Commercial Property Loan; suitable purposes is refinance, Something else here and commercial property, Refinance for SMSF Commercial Property Loan.
  • Commercial Full Doc Loan: Loan amount is $100K to $5M here and $100K to $10M for Commercial Full Doc Loan; documentation is fund servicing here and full financials (most recent financial information) for Commercial Full Doc Loan; suitable purposes is refinance, Something else here and commercial property, Refinance, Growth for Commercial Full Doc Loan.
  • Commercial Mid Doc Loan: Loan amount is $100K to $5M here and $100K to $10M for Commercial Mid Doc Loan; documentation is fund servicing here and alternative income verification instead of full financials for Commercial Mid Doc Loan; suitable purposes is refinance, Something else here and commercial property, Refinance, Growth for Commercial Mid Doc Loan.
  • Commercial Quick Doc Loan: Loan amount is $100K to $5M here and from $100K for Commercial Quick Doc Loan; maximum LVR is up to 80% here and varies for Commercial Quick Doc Loan; documentation is fund servicing here and minimal documentation for Commercial Quick Doc Loan; suitable purposes is refinance, Something else here and commercial property, Refinance, Growth for Commercial Quick Doc Loan.

Documentation options

  • Fund servicing

    Fund income, net rent and contributions, actual or projected.

Maximum LVR by scenario

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

DocumentationLoan amountSecurityLocationMax LVR
Any$100K to $5MResidential propertyPostcodes of 10,000+ people80%Headline maximum; lower for larger loans
AnyAny amountAnyPostcodes under 10,000 peopleNot accepted

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More from Thinktank

Via broker

SMSF Commercial Property Loan

Loan to a self managed super fund to buy or refinance commercial property, from $100K to $10M, including related-party premises.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank SMSF Commercial Property Loan
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Commercial Full Doc Loan

Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Full Doc Loan
Via broker

Commercial Mid Doc Loan

Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.

Amount
$100K to $10M
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Up to 80%
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Mid Doc Loan
Via broker

Commercial Quick Doc Loan

Commercial property loan with the lightest documentation Thinktank offers, for borrowers who value speed and simplicity.

Amount
From $100K
Term
Up to 30 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Max LVR
Varies
Trading
Not published
Source dated 24 Sept 2026
Details for Thinktank Commercial Quick Doc Loan

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