Thinktank SMSF Residential Property Loan

Loan to a self managed super fund to buy or refinance residential investment property, up to $5M.

From lender's website, 24 Sept 2026

Product details

As published by Thinktank. Details not published by the lender are marked.

Loan amount: $100K to $5M
Rate: Available through accredited brokersThinktank publishes its pricing to accredited brokers only, so rates are not shown here. A broker can confirm the rate for your scenario.
Maximum LVR: Up to 80%Up to 80%, depending on loan size and location.
Interest only: Up to 5 years
Occupancy: Investment
Rate type: Variable
Term: Up to 30 yrs
Security: Property-secured
Structure: Term loan
Fees: Standard residential valuation $385
Repayment frequency: Monthly
Early repayment: Not published
Time trading: Not published
Turnover: Not published
Documents: Fund servicing
Guarantees: Not published
Funding time: Not published
Credit policy: No liquidity requirement · No net asset requirement · New or established SMSFs, including tenants in common, in specie transfers and unit trusts · Fund income, net rent and contributions (actual or projected) used for servicing · Redraw is not available on SMSF loans
Not accepted: Credit impaired lending · Construction or development funding · Vacant land or rural residential · Aged care or nursing homes · Postcodes with a population under 10,000 people
How to apply: Through a broker or the lender's relationship managers
Suitable purposes: RefinanceSomething else

LVR is set per scenario, not per lender. These are the limits Thinktank publishes; your final LVR is confirmed on application.

Documentation	Loan amount	Security	Location	Max LVR
Any	$100K to $5M	Residential property	Postcodes of 10,000+ people	80%Headline maximum; lower for larger loans
Any	Any amount	Any	Postcodes under 10,000 people	Not accepted