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The Business Loan Store
Westpac
Major bank

Westpac business finance

Westpac is one of Australia's four major banks, and its group brands also include St.George, Bank of Melbourne and BankSA. For businesses it offers secured and unsecured loans, overdrafts, vehicle and equipment finance, invoice finance and trade finance.

Products listed
9
ABN
33 007 457 141
Licence
233714
Commercial relationship
Listing on this site is not paid for by the lender.
Information last checked
25 Sept 2026

Westpac products

Bank Bill Business Loan

Market-linked business loan from $250,000 over 30 days to 30 years for acquisitions, capital investment or refinancing, with variable or fixed rates.

Amount
From $250K
Term
Up to 30 yrs
Security
Secured
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Bank Bill Business Loan

Business Car Loan

Fixed rate business vehicle loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used cars, vans and trucks, with an optional balloon.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Car Loan

Business Equipment Loan

Fixed rate equipment loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used equipment; lease and hire purchase also offered.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Equipment Loan

Business Loan

Secured business term loan from $10,000 with variable or fixed rates, for uses such as buying a business, capital investment, property or refinancing.

Amount
From $10K
Term
Not published
Security
Secured
Rate
From 7.91% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Loan

Business Overdraft

Secured business overdraft with a variable rate and a line fee on the total limit, where interest is paid only on the amount used.

Amount
Not published
Term
Not published
Security
Secured
Rate
From 8.11% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Overdraft

Invoice Finance

Confidential invoice finance advancing up to 85% of unpaid invoices, for businesses with $4M+ annual turnover and limits from $1M.

Amount
From $1M
Term
Not published
Security
Asset-backed
Rate
5.86% p.a. + margin
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Invoice Finance

Trade Finance

Short-term finance for import and export trade, in AUD or most major currencies, for up to 180 days and repaid in full at maturity.

Amount
Not published
Term
Not published
Security
Not published
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Trade Finance

Unsecured Business Loan

Unsecured fixed rate business loan of $5,000 to $250,000 over 1 to 5 years, with no monthly fees.

Amount
$5K to $250K
Term
1 yr to 5 yrs
Security
Unsecured
Rate
Rate available on application
Repayments
Not published
Trading
12+ months trading
From lender's website, 25 Sept 2026
Details for Westpac Unsecured Business Loan

Unsecured Business Overdraft

Unsecured business overdraft of $5,000 to $250,000 with a variable rate and a fee on the total limit.

Amount
$5K to $250K
Term
Not published
Security
Unsecured
Rate
13.71% p.a. variable
Repayments
Not published
Trading
12+ months trading
From lender's website, 25 Sept 2026
Details for Westpac Unsecured Business Overdraft

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