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The Business Loan Store
Westpac

Westpac Bank Bill Business Loan

Market-linked business loan from $250,000 over 30 days to 30 years for acquisitions, capital investment or refinancing, with variable or fixed rates.

From lender's website, 25 Sept 2026
Amount
From $250K
Term
Up to 30 yrs
Rate
Rate available on application
Security
Secured

Product details

As published by Westpac. Details not published by the lender are marked.

Loan amount
From $250K
Rate
Rate available on applicationPersonalised rate that takes into account the BBSY rate at the time of quote, updated at each rollover of 30 to 180 days. Fixed rates also offered. No rate figure or margin published.
Rate type
Variable (BBSY-linked) or fixed
Term
Up to 30 yrs
Security
Secured
Structure
Term loan (BBSY-linked)
Fees
Establishment fee as a percentage of the facility limit, minimum $600 · Line fee as a percentage of the facility limit · Service fee of $40 per month
Repayment frequency
Not published
Early repayment
Not published
Time trading
Not published
Turnover
Not published
Documents
Not published
Guarantees
Not published
Funding time
Not published
Restrictions
Secured by cash, commercial or residential property; other forms of business asset security by arrangement with Westpac.
How to apply
Direct with the lender, or through us
Suitable purposes
GrowthBuy a businessRefinance

More from Westpac

Business Car Loan

Fixed rate business vehicle loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used cars, vans and trucks, with an optional balloon.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Car Loan

Business Equipment Loan

Fixed rate equipment loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used equipment; lease and hire purchase also offered.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Equipment Loan

Business Loan

Secured business term loan from $10,000 with variable or fixed rates, for uses such as buying a business, capital investment, property or refinancing.

Amount
From $10K
Term
Not published
Security
Secured
Rate
From 7.91% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Loan

Business Overdraft

Secured business overdraft with a variable rate and a line fee on the total limit, where interest is paid only on the amount used.

Amount
Not published
Term
Not published
Security
Secured
Rate
From 8.11% p.a. variable
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for Westpac Business Overdraft

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Amount
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Term
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Security
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Rate
Rate available on application
Repayments
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Trading
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From lender's website, 25 Sept 2026
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Security
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Rate
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Security
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Rate
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Trading
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