Refinancing replaces one or more existing business debts with a new facility. Businesses refinance to reduce repayments, extend the term, release equity, combine several short-term loans or move away from a lender that no longer fits.
44 products from 23 lenders · Last checked 29 Sept 2026
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44 products from 23 lenders
Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term business property loan of $300K to $7.5M through brokers, to help businesses purchase or refinance property, over 3 to 24 months.
Why this appears
Final terms and eligibility depend on lender assessment.
Property-backed private loan from $500,000 to $1.8M up to 60% LVR, with no valuation required for qualifying scenarios where speed matters.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term property-backed private credit from $500,000 to $40M for working capital, debt consolidation including ATO debt, and urgent refinance.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan up to $3M over up to 30 years for purchase, refinance or equity release, with traditional or flexible income options.
Why this appears
Final terms and eligibility depend on lender assessment.
SMSF property loan up to $3M for commercial or residential property, for SMSFs with a corporate trustee and at least $200K in net assets.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term property-secured finance to consolidate existing business debts into one loan. Interest rate and LVR depend on the application.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan up to $5 million to buy or refinance a tenanted commercial investment property, assessed on the property's rental income.
Why this appears
Final terms and eligibility depend on lender assessment.
Business loan of $250,000 to $10 million over 6 to 24 months, secured by a first or second mortgage over commercial or residential property.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan for a self managed super fund to buy or refinance commercial property, up to $2M over a term of up to 30 years.
Why this appears
Final terms and eligibility depend on lender assessment.
Private business-purpose loan secured by commercial or other acceptable real estate, to buy or refinance property or release equity for a business purpose.
Why this appears
Final terms and eligibility depend on lender assessment.
First mortgage business loan from $20K to $5M secured over Australian property, including commercial property purchases, for business or investment use.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term loan from $250K, typically up to 12 months, for commercial property purchase or refinance, pre-development funding or residual stock.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan with full doc verification, $100,000 to $50 million over up to 30 years, to buy or refinance shops, offices, light industrial or warehouses.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan assessed on rent from a third-party leased property, $100,000 to $50 million over up to 30 years, to buy, refinance or consolidate debt.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan for self-employed borrowers using an accountant's letter and declaration, $100,000 to $50 million over up to 30 years.
Why this appears
Final terms and eligibility depend on lender assessment.
Interest-only loan up to $2 million over up to 5 years, secured by non-metro rural property over 100 acres used for business purposes.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan for a self-managed super fund to buy or refinance commercial investment property, $100,000 to $10 million over up to 30 years.
Why this appears
Final terms and eligibility depend on lender assessment.
Development exit finance for developers to refinance completed but unsold residential or commercial stock, $100,000 to $50 million over up to 5 years.
Why this appears
Final terms and eligibility depend on lender assessment.
Business loan from $50K to $500K over up to 5 years, without mortgage security, for cash flow, stock, equipment, refinance or tax debt.
Why this appears
Final terms and eligibility depend on lender assessment.
Low doc business loan from $50K to $2M over 1 to 30 years, secured by property, for businesses trading 2+ years with alternative income evidence.
Why this appears
Final terms and eligibility depend on lender assessment.
Secured business loan from $50K to $2M over 1 to 30 years for cash flow, stock, property, equipment, buying a business, refinance or tax debt.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan through brokers, $100,000 to $8 million over up to 30 years, for purchase, refinance, cash out, debt consolidation or ATO debt.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan for a self-managed super fund to buy commercial property or refinance an SMSF loan, through brokers, $100,000 to $8 million over up to 30 years.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan from $100,000 to $2.5M to buy or refinance business premises, release equity or consolidate debt, secured by commercial property.
Why this appears
Final terms and eligibility depend on lender assessment.
Property secured business term loan from $100,000 to $2.5M on 1st or 2nd mortgages, for growth, refinance, acquisitions, stock and equipment.
Why this appears
Final terms and eligibility depend on lender assessment.
Low doc variable rate loan secured by commercial property for business purposes, $150,000 to $1.5M up to 50% LVR, for purchase, refinance or equity release.
Why this appears
Final terms and eligibility depend on lender assessment.
Variable rate loan secured by commercial property for business purposes, $150,000 to $2M up to 50% LVR, for purchase, refinance or debt consolidation.
Why this appears
Final terms and eligibility depend on lender assessment.
Variable rate loan secured by commercial property for business purposes, $150,000 to $2M up to 80% LVR, for purchase, refinance or debt consolidation.
Why this appears
Final terms and eligibility depend on lender assessment.
Term loan up to $5M over 6 months to 3 years for existing Octet trade or invoice finance clients, for growth, equipment or refinance.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan up to $5M over 1 to 30 years for purchase, refinance or tax debt, with full doc and alt doc options.
Why this appears
Final terms and eligibility depend on lender assessment.
SMSF loan up to $5M for buying or refinancing business real property, for established, compliant SMSFs with a corporate trustee.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan for self-employed borrowers with full or alternative income verification, terms up to 30 years, to buy, refinance, pay tax debt or release equity.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan for a self-managed super fund to buy commercial premises or commercial investment property, or refinance an existing SMSF loan.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term business loan of $300,000 to $5,000,000 over 6 to 36 months, secured by residential property, for purchases, cash flow or refinancing.
Why this appears
Final terms and eligibility depend on lender assessment.
Short-term business loan of $300,000 to $5,000,000 over 6 to 60 months, secured by commercial property, for property transactions, refinancing or cash flow.
Why this appears
Final terms and eligibility depend on lender assessment.
Secured loan from $500,000 over 1 to 15 years for primary producers, for property purchases, off-farm investments, capital improvements or consolidating finance.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan from $100K to $10M over up to 30 years for owner-occupiers or investors, assessed on full financials.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial property loan for self-employed borrowers who can verify income without full financials, from $100K to $10M.
Why this appears
Final terms and eligibility depend on lender assessment.
Release equity from commercial property for business expansion, working capital, investment or property improvements.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan secured by residential property from $100K to $5M, including cash out for business use, with Full Doc verification.
Why this appears
Final terms and eligibility depend on lender assessment.
Loan secured by residential property from $100K to $5M, including cash out for business use, with Mid Doc verification.
Why this appears
Final terms and eligibility depend on lender assessment.
Market-linked business loan from $250,000 over 30 days to 30 years for acquisitions, capital investment or refinancing, with variable or fixed rates.
Why this appears
Final terms and eligibility depend on lender assessment.
Secured business term loan from $10,000 with variable or fixed rates, for uses such as buying a business, capital investment, property or refinancing.
Why this appears
Final terms and eligibility depend on lender assessment.
No listed products match all of those filters.
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Consolidating multiple daily or weekly repayment loans into one longer facility can free up a surprising amount of monthly cash flow.
The new lender pays out your existing facilities at settlement. You then make one repayment on the new facility. Property-secured refinance can often achieve longer terms and lower costs than unsecured consolidation.
Some specialist and private lenders consider refinancing where there have been arrears, particularly with property security. Your options depend on the full picture.
Tell us about your business once. We will review your circumstances and identify lenders that may be relevant.
