Skip to content
The Business Loan Store
ANZ logo

ANZ Business Loan

Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.

From lender's website, 25 Sept 2026
Amount
From $10K
Term
1 yr to 30 yrs
Rate
Rate available on application
Security
Varies

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $10K
Rate
Rate available on applicationVariable and fixed rate options (fixed for up to 10 years). A Market Rate option linked to BBSY is available where total ANZ business borrowings are over $1.5 million.
Rate type
Not published
Term
1 yr to 30 yrs
Security
Varies
Structure
Term loan
Fees
Not published
Repayment frequency
Not published
Early repayment
Variable rate loans allow extra repayments.
Time trading
Not published
Turnover
Not published
Documents
Rapid refinance (business lending under $1.5 million): eligible customers with a good payment history need two documents, including 12 months of statements for the existing facility.
Guarantees
For an unsecured loan, a personal guarantee may be required from directors.
Funding time
Not published
Restrictions
Business purposes only. The 30-year term needs total ANZ credit facilities under $5 million and acceptable residential or commercial property security. Interest-only for up to 10 years where total lending is under $5 million and the term is 20 years or more.
How to apply
Direct with the lender, or through us
Suitable purposes
GrowthRefinance

More from ANZ

Business Car Loan

Chattel mortgage from $7,500 over 1 to 7 years for business cars, vans, utes, trucks, buses and trailers, secured by the vehicle.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Car Loan

Business Equipment Loan

Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Equipment Loan

Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rate
Rate available on application
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Business Overdraft

Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rate
Individual assessment
Repayments
Not published
Trading
Not published
From lender's website, 25 Sept 2026
Details for ANZ Equipment or Car Lease

Similar products from other lenders

Non-bank business lender

Banjo Loans Business Loan Bridge

Secured bridging loan from $20K to $2M over 2 to 6 months, paying interest and fees only, with the principal due at maturity.

Amount
$20K to $2M
Term
2 mths to 6 mths
Security
Secured
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Bridge
Non-bank business lender

Banjo Loans Business Loan Excel

Term loan from $20K to $2M over 6 months to 5 years for established businesses funding stock, growth or cash flow.

Amount
$20K to $2M
Term
6 mths to 5 yrs
Security
Varies
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Excel
Non-bank business lender

Banjo Loans Business Loan Express

Term loan from $20K to $750K over 6 months to 5 years for businesses needing cash flow funding with less paperwork.

Amount
$20K to $750K
Term
6 mths to 5 yrs
Security
Varies
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Express
Non-bank business lender

Banjo Loans Business Loan Flexi

Term loan from $20K to $2M over 12 or 16 months for cash flow needs, with the option of up to 4 months of interest-only repayments.

Amount
$20K to $2M
Term
1 yr to 16 mths
Security
Varies
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
2+ years trading
From lender's website, 23 Sept 2026
Details for Banjo Loans Business Loan Flexi

Not sure where you fit? Let us find it.

Tell us about your business once. We will look at your whole situation and match you with lenders likely to approve and fund it.

Start typing to search finance types, lenders, products and guides.