Equipment finance lets you acquire machinery, tools, technology and other business assets while spreading the cost over the asset's working life. The asset itself usually acts as security, which keeps pricing sharper than unsecured lending.
41 products from 23 lenders · Last checked 29 Sept 2026
Want us to do the searching?
Tell us about your business and explore equipment & asset finance lenders that may be relevant.
41 products from 23 lenders
Secured finance through brokers for commercial trucks up to 12 tonnes GVM, and trailers and caravans used for commercial purposes.
Why this appears
Final terms and eligibility depend on lender assessment.
Secured finance through brokers for equipment on wheels or tracks, such as excavators, backhoes, forklifts and mowers, from $10,000 to $1,000,000.
Why this appears
Final terms and eligibility depend on lender assessment.
Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.
Why this appears
Final terms and eligibility depend on lender assessment.
Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.
Why this appears
Final terms and eligibility depend on lender assessment.
Hire purchase from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and your business owns it after the final payment.
Why this appears
Final terms and eligibility depend on lender assessment.
Asset finance for vehicles, trucks, equipment and machinery for emerging businesses from 6 months in business, via brokers.
Why this appears
Final terms and eligibility depend on lender assessment.
Asset finance for vehicles, trucks, equipment and machinery for established businesses with 2+ years in business, via brokers.
Why this appears
Final terms and eligibility depend on lender assessment.
Asset finance from $20K to $2M over 1 to 5 years for vehicles and business equipment, secured against the asset.
Why this appears
Final terms and eligibility depend on lender assessment.
Asset finance from $20K to $750K over 1 to 5 years for vehicles and equipment, with no need to be backed by property.
Why this appears
Final terms and eligibility depend on lender assessment.
Equipment loan for vehicles, machinery and manufacturing, printing or medical equipment, secured by the asset, often with no deposit and an optional balloon.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance lease where Bendigo Bank buys and owns the equipment or vehicle and leases it to your business, with a residual at the end of the term.
Why this appears
Final terms and eligibility depend on lender assessment.
Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance lease of $20,000 or more over 1 to 5 years for machinery, computers, cars and other business equipment, with 100% finance available.
Why this appears
Final terms and eligibility depend on lender assessment.
Chattel mortgage from $20,000 over 1 to 5 years to buy and own business equipment, with an optional balloon payment.
Why this appears
Final terms and eligibility depend on lender assessment.
Term loan for eligible green assets and projects such as renewable energy and electric vehicles, written as a BetterBusiness Loan or Market Rate Loan.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance for business vehicles and equipment from $20,000 as an equipment loan (chattel mortgage), hire purchase or finance lease.
Why this appears
Final terms and eligibility depend on lender assessment.
Asset and equipment finance with a single application up to $1M, without needing tax returns or financial statements at that level.
Why this appears
Final terms and eligibility depend on lender assessment.
Vehicle finance up to $1M for cars, trucks, trailers and yellow goods.
Why this appears
Final terms and eligibility depend on lender assessment.
Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.
Why this appears
Final terms and eligibility depend on lender assessment.
Business equipment finance from $8,000 to $150,000 for new or used machinery, trailers, earthmoving gear and tools; poor credit applicants may be considered.
Why this appears
Final terms and eligibility depend on lender assessment.
Broker-only finance for almost any equipment critical to the normal operations of an Australian business, including business critical software.
Why this appears
Final terms and eligibility depend on lender assessment.
Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial finance agreement for businesses buying approved cars, trucks and equipment, arranged through accredited brokers.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.
Why this appears
Final terms and eligibility depend on lender assessment.
Green asset finance from $10K to $1M over 2 to 5 years for eligible equipment, plus EV or PHEV commercial vehicles and buses, through brokers.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance for new and used vehicles, yellow goods, plant, machinery and medical equipment, secured by the asset, with repayments spread over time.
Why this appears
Final terms and eligibility depend on lender assessment.
Chattel mortgage for business vehicles and equipment from $20,000 with fixed rates and repayments and an optional balloon payment.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.
Why this appears
Final terms and eligibility depend on lender assessment.
Term loan up to $5M over 6 months to 3 years for existing Octet trade or invoice finance clients, for growth, equipment or refinance.
Why this appears
Final terms and eligibility depend on lender assessment.
Commercial loan or chattel mortgage for equipment and vehicles such as trucks, machinery, fit-outs and commercial solar.
Why this appears
Final terms and eligibility depend on lender assessment.
Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.
Why this appears
Final terms and eligibility depend on lender assessment.
Chattel mortgage for businesses buying cars, utes, vans, trucks, trailers and equipment, with terms up to 60 months (84 months on green goods).
Why this appears
Final terms and eligibility depend on lender assessment.
Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.
Why this appears
Final terms and eligibility depend on lender assessment.
Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.
Why this appears
Final terms and eligibility depend on lender assessment.
Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.
Why this appears
Final terms and eligibility depend on lender assessment.
SilverChef buys eligible existing hospitality equipment and rents it back to the business under a 12-month Rent-Try-Buy agreement. Buy Back is offered as a distinct product.
Why this appears
Final terms and eligibility depend on lender assessment.
24 month hire-purchase agreement for custom-made hospitality equipment from $1,000, with weekly payments and ownership at the end.
Why this appears
Final terms and eligibility depend on lender assessment.
Hire-purchase lease of hospitality equipment from $10,000 over 2 to 5 years, with monthly payments and ownership at the end.
Why this appears
Final terms and eligibility depend on lender assessment.
12 month rental of hospitality equipment from $1,000, with weekly payments and the option to change, upgrade or buy at any time.
Why this appears
Final terms and eligibility depend on lender assessment.
Equipment and vehicle finance for existing Suncorp Bank business customers with $1 million or more in total Suncorp lending or a dedicated Business Banking Manager.
Why this appears
Final terms and eligibility depend on lender assessment.
Fixed rate equipment loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used equipment; lease and hire purchase also offered.
Why this appears
Final terms and eligibility depend on lender assessment.
No listed products match all of those filters.
Try removing a filter, or tell us about your situation and we will look across our lender network for you, including lenders not listed here.
The main structures in Australia are the chattel mortgage, where you own the asset from day one, and the finance lease, where the lender owns it and you pay to use it. Each has different tax and GST treatment, so it is worth checking with your accountant.
You choose the asset and supplier. The lender funds the purchase and takes security over the asset. You repay over a set term, often with an optional balloon or residual payment at the end to reduce regular repayments.
A chattel mortgage is a loan to buy an asset, where you own the asset from the start and the lender takes a mortgage over it until the loan is repaid.
Many lenders fund used equipment, though limits on asset age and type vary. Check each product's details or ask us to find a lender that suits your asset.
Tell us about your business once. We will review your circumstances and identify lenders that may be relevant.
