Skip to content
The Business Loan Store
ANZ logo

ANZ Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Equipment & Asset FinanceVehicle & Fleet Finance
Source dated 25 Sept 2026
Amount
From $7.5K
Term
1 yr to 7 yrs
Rate
Individual assessment
Security
Asset-backed
Enquire about this product

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $7.5K
Rate
Individual assessmentPricing is tailored and shown in a quote. Eligible energy efficient assets get a 0.80% p.a. discount on the standard asset finance rate.
Term
1 yr to 7 yrs
Security
Asset-backed
Structure
Lease
Early repayment
Early repayment fees and charges, which may be significant, may apply.
Guarantees
Personal guarantees may be required from company directors.
Restrictions
Asset must be used mostly for business. At the end of the lease you can return the asset, enter a new lease or upgrade. Applications are made through a business banking specialist.
How to apply
Direct with the lender, or through us
Not published by ANZ
rate type, fees, repayment frequency, time trading, turnover, documents, funding time
Suitable purposes
EquipmentVehicle

About Equipment or Car Lease

ANZ publishes these details for Equipment or Car Lease: structure lease; loan amount from $7.5K; term 1 yr to 7 yrs; security asset-backed; guarantees personal guarantees may be required from company directors.; suitable purposes equipment, Vehicle. Not published by ANZ for this product: maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other ANZ products

  • Business Car Loan: Structure is lease here and chattel mortgage for Business Car Loan; documentation is published for Business Car Loan (online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.) but not for this product; suitable purposes is equipment, Vehicle here and vehicle, Sustainable investment for Business Car Loan.
  • Business Equipment Loan: Structure is lease here and chattel mortgage for Business Equipment Loan; suitable purposes is equipment, Vehicle here and equipment, Sustainable investment for Business Equipment Loan.
  • Business Loan: Structure is lease here and term loan for Business Loan; loan amount is from $7.5K here and from $10K for Business Loan; term is 1 yr to 7 yrs here and 1 yr to 30 yrs for Business Loan; security is asset-backed here and varies for Business Loan.
  • Business Overdraft: Structure is lease here and overdraft for Business Overdraft; loan amount is from $7.5K here and from $2K for Business Overdraft; ANZ publishes term (1 yr to 7 yrs) for this product but not for Business Overdraft; security is asset-backed here and varies for Business Overdraft.

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

More from ANZ

Business Car Loan

Chattel mortgage from $7,500 over 1 to 7 years for business cars, vans, utes, trucks, buses and trailers, secured by the vehicle.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for ANZ Business Car Loan

Business Equipment Loan

Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for ANZ Business Equipment Loan

Business Loan

Secured or unsecured business term loan from $10,000 with terms of 1 to 30 years, for long-term needs and business growth.

Amount
From $10K
Term
1 yr to 30 yrs
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for ANZ Business Loan

Business Overdraft

Secured or unsecured business overdraft from $2,000 with no set repayments, for trading and seasonal cash flow and working capital.

Amount
From $2K
Term
Not published
Security
Varies
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for ANZ Business Overdraft

Similar products from other lenders

Property-backed non-bank

Pepper Money Finance Lease (business assets)

Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
Source dated 23 Sept 2026
Details for Pepper Money Finance Lease (business assets)
Asset and equipment financierVia broker

Metro Finance Finance Lease

Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Metro Finance Finance Lease
Asset and equipment financierVia broker

Azora Finance Streamline

Asset finance for vehicles, trucks, equipment and machinery for established businesses with 2+ years in business, via brokers.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years in business
Source dated 25 Sept 2026
Details for Azora Finance Streamline
Major bank

NAB Finance Lease

Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Finance Lease

Start typing to search finance types, lenders, products and guides.