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Resimac Commercial Asset Finance

Chattel mortgage for businesses buying cars, utes, vans, trucks, trailers and equipment, with terms up to 60 months (84 months on green goods).

Equipment & Asset FinanceVehicle & Fleet Finance
Source dated 25 Sept 2026
Amount
Not published
Term
Up to 5 yrs
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by Resimac. Details not published by the lender are marked.

Rate
Rate available on applicationNo rate published on this product page. The electric vehicle finance page (an EV discount variant of this product) publishes a "Fixed interest rate" "From 7.34%^*" for electric vehicles, where ^ refers to rate loadings ("Multiple loadings may apply, maximum loading capped at 4% per deal") and * notes "Hybrid cars not eligible for EV discount"; the page gives no as-at date and does not say p.a.
Term
Up to 5 yrs
Security
Asset-backed
Structure
Chattel mortgage
Documents
Lite Doc and Full Doc products are mentioned for larger amounts; criteria not published
Funding time
Decision and settlement possible on the same day
Restrictions
Terms up to 84 months are available on green goods only. Published figures apply only to borrowers with excellent credit history who meet lending criteria and are buying a new or near new vehicle.
How to apply
Direct with the lender, or through us
Not published by Resimac
loan amount, rate type, fees, repayment frequency, early repayment, time trading, turnover, guarantees
Suitable purposes
EquipmentVehicle

About Commercial Asset Finance

Resimac publishes these details for Commercial Asset Finance: structure chattel mortgage; term up to 5 yrs; security asset-backed; documentation lite Doc and Full Doc products are mentioned for larger amounts; criteria not published; funding time decision and settlement possible on the same day; suitable purposes equipment, Vehicle. Not published by Resimac for this product: loan amount, maximum LVR, time trading, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Resimac products

  • Electric Vehicle Finance: Structure is chattel mortgage here and vehicle loan for Electric Vehicle Finance; loan amount is published for Electric Vehicle Finance ($5K to $250K) but not for this product; term is up to 5 yrs here and 1 yr to 7 yrs for Electric Vehicle Finance; Resimac publishes security (asset-backed) for this product but not for Electric Vehicle Finance.
  • Secured Business Loan: Structure is chattel mortgage here and short-term secured loan for Secured Business Loan; loan amount is published for Secured Business Loan ($300K to $5M) but not for this product; term is up to 5 yrs here and 6 mths to 3 yrs for Secured Business Loan; security is asset-backed here and property-secured for Secured Business Loan.
  • Secured Commercial Loan: Structure is chattel mortgage here and short-term secured loan for Secured Commercial Loan; loan amount is published for Secured Commercial Loan ($300K to $5M) but not for this product; term is up to 5 yrs here and 6 mths to 5 yrs for Secured Commercial Loan; security is asset-backed here and property-secured for Secured Commercial Loan.

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Security
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Rates and other criteria
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Individual assessment
Repayments
Not published
Trading
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Source dated 1 Oct 2026
Details for Resimac Electric Vehicle Finance

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Amount
$300K to $5M
Term
6 mths to 3 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Secured Business Loan

Secured Commercial Loan

Short-term business loan of $300,000 to $5,000,000 over 6 to 60 months, secured by commercial property, for property transactions, refinancing or cash flow.

Amount
$300K to $5M
Term
6 mths to 5 yrs
Security
Property-secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Secured Commercial Loan

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