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Finance One Commercial Business Equipment Finance

Business equipment finance from $8,000 to $150,000 for new or used machinery, trailers, earthmoving gear and tools; poor credit applicants may be considered.

Equipment & Asset Finance
Source dated 25 Sept 2026
Amount
$8K to $150K
Term
Not published
Rate
Rate available on application
Security
Not published
Enquire about this product

Product details

As published by Finance One Commercial. Details not published by the lender are marked.

Loan amount
$8K to $150K
Rate
Rate available on application
Structure
Equipment loan
Early repayment
Extra repayments or increased repayments allowed at any time; early payout fees may apply
Time trading
ABN held 6+ months
Documents
Identification, business documents, proof of income and recent bank statements; additional documents may be requested
Funding time
Approval answer in as little as 48 hours, subject to satisfactory documentation
Restrictions
Applicants must be at least 21 and receive regular income from the business; some products only available to GST-registered applicants
How to apply
Direct with the lender, or through us
Not published by Finance One Commercial
rate type, term, security, fees, repayment frequency, turnover, guarantees
Suitable purposes
Equipment

About Business Equipment Finance

Finance One Commercial publishes these details for Business Equipment Finance: structure equipment loan; loan amount $8K to $150K; time trading aBN held 6+ months; documentation identification, business documents, proof of income and recent bank statements; additional documents may be requested; funding time approval answer in as little as 48 hours, subject to satisfactory documentation; suitable purposes equipment. Not published by Finance One Commercial for this product: term, security, maximum LVR, turnover, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other Finance One Commercial products

  • Business Vehicle Loan: Structure is equipment loan here and vehicle loan for Business Vehicle Loan; term is published for Business Vehicle Loan (3 yrs to 7 yrs) but not for this product; documentation is identification, business documents, proof of income and recent bank statements; additional documents may be requested here and completed application form, signed Privacy Consent form, identification and the most recent six months of business bank statements (via bankstatements.com) for Business Vehicle Loan; suitable purposes is equipment here and vehicle for Business Vehicle Loan.
  • Commercial Advantage Loan: Structure is equipment loan here and property-secured term loan for Commercial Advantage Loan; loan amount is $8K to $150K here and $250K to $10M for Commercial Advantage Loan; term is published for Commercial Advantage Loan (6 mths to 2 yrs) but not for this product; security is published for Commercial Advantage Loan (property-secured) but not for this product.
  • Unsecured Cash Flow Loan: Structure is equipment loan here and term loan for Unsecured Cash Flow Loan; Finance One Commercial publishes loan amount ($8K to $150K) for this product but not for Unsecured Cash Flow Loan; security is published for Unsecured Cash Flow Loan (unsecured) but not for this product; documentation is identification, business documents, proof of income and recent bank statements; additional documents may be requested here and completed application form, signed Privacy Consent form, identification and the most recent six months of business bank statements (via bankstatements.com) for Unsecured Cash Flow Loan.

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Source dated 25 Sept 2026
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Source dated 25 Sept 2026
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Unsecured Cash Flow Loan

Unsecured business loan for small to medium-sized enterprises for working capital, equipment, stock, expansion, marketing or cash flow gaps.

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Not published
Term
Not published
Security
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Rates and other criteria
Rate
Rate available on application
Repayments
Weekly, Fortnightly, Monthly
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Unsecured Cash Flow Loan

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