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BOQ Specific Security Agreement (Chattel Mortgage)

Chattel mortgage from $20,000 over 1 to 5 years to buy and own business equipment, with an optional balloon payment.

Equipment & Asset Finance
Source dated 25 Sept 2026
Amount
From $20K
Term
1 yr to 5 yrs
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by BOQ. Details not published by the lender are marked.

Loan amount
From $20K
Rate
Rate available on application
Term
1 yr to 5 yrs
Security
Asset-backed
Structure
Chattel mortgage
Fees
Establishment fee of $440 (BOQ Equipment Finance)
Restrictions
Provided by BOQ Equipment Finance Limited, a separate company in the Bank of Queensland group. A charge is registered over the goods. Optional residual (balloon) payment.
How to apply
Direct with the lender, or through us
Not published by BOQ
rate type, repayment frequency, early repayment, time trading, turnover, documents, guarantees, funding time
Suitable purposes
Equipment

About Specific Security Agreement (Chattel Mortgage)

BOQ publishes these details for Specific Security Agreement (Chattel Mortgage): structure chattel mortgage; loan amount from $20K; term 1 yr to 5 yrs; security asset-backed; suitable purposes equipment. Not published by BOQ for this product: maximum LVR, time trading, turnover, documentation, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other BOQ products

  • Business Overdraft: Structure is chattel mortgage here and overdraft for Business Overdraft; loan amount is from $20K here and from $10K for Business Overdraft; BOQ publishes term (1 yr to 5 yrs) for this product but not for Business Overdraft; security is asset-backed here and property-secured for Business Overdraft.
  • Business Term Loan: Structure is chattel mortgage here and term loan for Business Term Loan; loan amount is from $20K here and from $10K for Business Term Loan; term is 1 yr to 5 yrs here and 1 yr to 30 yrs for Business Term Loan; security is asset-backed here and secured for Business Term Loan.
  • Commercial Hire Purchase: Structure is chattel mortgage here and hire purchase for Commercial Hire Purchase; suitable purposes is equipment here and equipment, Vehicle for Commercial Hire Purchase.
  • Commercial Rate Loan: Structure is chattel mortgage here and term loan for Commercial Rate Loan; loan amount is from $20K here and from $500K for Commercial Rate Loan; security is asset-backed here and secured for Commercial Rate Loan; guarantees is published for Commercial Rate Loan (directors' guarantees are an accepted form of security.) but not for this product.

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Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
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Source dated 25 Sept 2026
Details for BOQ Commercial Hire Purchase

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Trading
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Source dated 25 Sept 2026
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