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ANZ Hire Purchase

Hire purchase from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and your business owns it after the final payment.

Equipment & Asset FinanceVehicle & Fleet Finance
Source dated 25 Sept 2026
Amount
From $7.5K
Term
1 yr to 7 yrs
Rate
Individual assessment
Security
Asset-backed
Enquire about this product

Product details

As published by ANZ. Details not published by the lender are marked.

Loan amount
From $7.5K
Rate
Individual assessmentPricing is tailored and shown in a quote. Eligible energy efficient assets get a 0.80% p.a. discount on the standard asset finance rate.
Rate type
Fixed
Term
1 yr to 7 yrs
Security
Asset-backed
Structure
Hire purchase
Early repayment
Early repayment fees and charges, which may be significant, may apply.
Guarantees
Personal guarantees may be required from company directors.
Restrictions
Asset must be used mostly for business. Insurance required. Applications are made through a business banking specialist.
How to apply
Direct with the lender, or through us
Not published by ANZ
fees, repayment frequency, time trading, turnover, documents, funding time
Suitable purposes
EquipmentVehicle

About Hire Purchase

ANZ publishes these details for Hire Purchase: structure hire purchase; loan amount from $7.5K; term 1 yr to 7 yrs; security asset-backed; guarantees personal guarantees may be required from company directors.; suitable purposes equipment, Vehicle. Not published by ANZ for this product: maximum LVR, time trading, turnover, documentation, funding time. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other ANZ products

  • Business Car Loan: Structure is hire purchase here and chattel mortgage for Business Car Loan; documentation is published for Business Car Loan (online applications use existing ANZ account data or a one-time connection to Xero, MYOB or Intuit QuickBooks, with at least 6 months of reconciled data.) but not for this product; suitable purposes is equipment, Vehicle here and vehicle, Sustainable investment for Business Car Loan.
  • Business Equipment Loan: Structure is hire purchase here and chattel mortgage for Business Equipment Loan; suitable purposes is equipment, Vehicle here and equipment, Sustainable investment for Business Equipment Loan.
  • Business Loan: Structure is hire purchase here and term loan for Business Loan; loan amount is from $7.5K here and from $10K for Business Loan; term is 1 yr to 7 yrs here and 1 yr to 30 yrs for Business Loan; security is asset-backed here and varies for Business Loan.
  • Business Overdraft: Structure is hire purchase here and overdraft for Business Overdraft; loan amount is from $7.5K here and from $2K for Business Overdraft; ANZ publishes term (1 yr to 7 yrs) for this product but not for Business Overdraft; security is asset-backed here and varies for Business Overdraft.

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