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NAB Business Vehicle and Equipment Loan

Chattel mortgage for business vehicles and equipment from $20,000 with fixed rates and repayments and an optional balloon payment.

Equipment & Asset FinanceVehicle & Fleet Finance
Source dated 25 Sept 2026
Amount
From $20K
Term
Not published
Rate
Rate available on application
Security
Asset-backed
Enquire about this product

Product details

As published by NAB. Details not published by the lender are marked.

Loan amount
From $20K
Rate
Rate available on applicationFixed rates; no rate figure published for this product.
Rate type
Fixed
Security
Asset-backed
Structure
Chattel mortgage
Fees
Initial set up fee of $600 · No monthly fees
Documents
Financial statements for the last two years, latest tax portal report including BAS, and recent tax returns and proof of income.
Restrictions
Business needs a valid ABN, GST registration and mostly business use of the asset.
How to apply
Direct with the lender, or through us
Not published by NAB
term, repayment frequency, early repayment, time trading, turnover, guarantees, funding time
Suitable purposes
EquipmentVehicle

About Business Vehicle and Equipment Loan

NAB publishes these details for Business Vehicle and Equipment Loan: structure chattel mortgage; loan amount from $20K; security asset-backed; documentation financial statements for the last two years, latest tax portal report including BAS, and recent tax returns and proof of income.; suitable purposes equipment, Vehicle. Not published by NAB for this product: term, maximum LVR, time trading, turnover, funding time, guarantees. Ask the lender or a finance specialist to confirm these before you apply.

How it differs from other NAB products

  • Agribusiness Emissions Reduction Incentive Program: Structure is chattel mortgage here and term loan incentive program for Agribusiness Emissions Reduction Incentive Program; NAB publishes loan amount (from $20K) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes security (asset-backed) for this product but not for Agribusiness Emissions Reduction Incentive Program; NAB publishes documentation (financial statements for the last two years, latest tax portal report including BAS, and recent tax returns and proof of income.) for this product but not for Agribusiness Emissions Reduction Incentive Program.
  • Business Markets Loan: Structure is chattel mortgage here and term loan (market-linked) for Business Markets Loan; loan amount is from $20K here and from $250K for Business Markets Loan; term is published for Business Markets Loan (up to 15 yrs) but not for this product; NAB publishes security (asset-backed) for this product but not for Business Markets Loan.
  • Business Options Loan: Structure is chattel mortgage here and term loan for Business Options Loan; term is published for Business Options Loan (up to 30 yrs) but not for this product; security is asset-backed here and varies for Business Options Loan; documentation is financial statements for the last two years, latest tax portal report including BAS, and recent tax returns and proof of income. here and financial statements, tax returns, a business plan, proof of identity and details of the business structure and operations. for Business Options Loan.
  • Business Overdraft: Structure is chattel mortgage here and overdraft for Business Overdraft; security is asset-backed here and varies for Business Overdraft; NAB publishes documentation (financial statements for the last two years, latest tax portal report including BAS, and recent tax returns and proof of income.) for this product but not for Business Overdraft; suitable purposes is equipment, Vehicle here and cash flow for Business Overdraft.

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More from NAB

Agribusiness Emissions Reduction Incentive Program

Eligible new NAB agribusiness term loans may receive a discount for approved emissions-reduction projects.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for NAB Agribusiness Emissions Reduction Incentive Program

Business Markets Loan

Business loan for amounts over $250,000 with terms from 30 days to 15 years and floating, fixed or capped rate options.

Amount
From $250K
Term
Up to 15 yrs
Security
Not published
Rates and other criteria
Rate
6.59% to 6.82% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 1 Oct 2026
Details for NAB Business Markets Loan

Business Options Loan

Secured or unsecured business term loan from $20,000 with fixed or variable rates, terms up to 30 years and flexible repayment options.

Amount
From $20K
Term
Up to 30 yrs
Security
Varies
Rates and other criteria
Rate
7.85% p.a. + margin
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Business Options Loan

Business Overdraft

Secured or unsecured revolving business overdraft from $20,000, subject to annual review, with interest on the daily balance used.

Amount
From $20K
Term
Not published
Security
Varies
Rates and other criteria
Rate
10.72% p.a. + margin
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Business Overdraft

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Source dated 23 Sept 2026
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