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Equipment & Asset Finance

Compare equipment and asset finance

Machinery, tools, technology and business assets funded against the asset itself.

Products
44
Lenders
25
Last checked
1 Oct 2026
Compare 44 products
Business owners inspecting a newly delivered machine in their workshop

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Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

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Who it may suit

Examples only. Lender criteria and your circumstances determine available options.

  • Buying new or used machinery and equipment
  • Upgrading technology or fit-out
  • Preserving cash for operating costs

Lenders in this category

25 lenders with listed equipment & asset finance products, shown alphabetically.

View all 25 lenders

Compare equipment & asset finance products

Explore 44 products from 25 lenders, then filter and compare the details.

44 products from 25 lenders

Equipment & Asset Finance listings

Asset and equipment financierVia broker

Angle Finance Logistics Finance

Secured finance through brokers for commercial trucks up to 12 tonnes GVM, and trailers and caravans used for commercial purposes.

Amount
Not published
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Angle Finance Logistics Finance
Asset and equipment financierVia broker

Angle Finance Yellow Goods Finance

Secured finance through brokers for equipment on wheels or tracks, such as excavators, backhoes, forklifts and mowers, from $10,000 to $1,000,000.

Amount
$10K to $1M
Term
Not published
Security
Secured
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Angle Finance Yellow Goods Finance
Major bank

ANZ Business Equipment Loan

Chattel mortgage from $7,500 over 1 to 7 years for business equipment, from office equipment to agricultural machinery, secured by the equipment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for ANZ Business Equipment Loan
Major bank

ANZ Equipment or Car Lease

Lease from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and leases it to your business, with options to return, re-lease or upgrade.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for ANZ Equipment or Car Lease
Major bank

ANZ Hire Purchase

Hire purchase from $7,500 over 1 to 7 years where ANZ buys the vehicle or equipment and your business owns it after the final payment.

Amount
From $7.5K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for ANZ Hire Purchase
Asset and equipment financierVia broker

Azora Finance Accelerate

Asset finance for vehicles, trucks, equipment and machinery for emerging businesses from 6 months in business, via brokers.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
6+ months in business
Source dated 25 Sept 2026
Details for Azora Finance Accelerate
Asset and equipment financierVia broker

Azora Finance Streamline

Asset finance for vehicles, trucks, equipment and machinery for established businesses with 2+ years in business, via brokers.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years in business
Source dated 25 Sept 2026
Details for Azora Finance Streamline
Non-bank business lender

Banjo Loans Asset Finance Excel

Asset finance from $20K to $2M over 1 to 5 years for vehicles and business equipment, secured against the asset.

Amount
$20K to $2M
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Banjo Loans Asset Finance Excel
Non-bank business lender

Banjo Loans Asset Finance Express

Asset finance from $20K to $750K over 1 to 5 years for vehicles and equipment, with no need to be backed by property.

Amount
$20K to $750K
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
1+ year trading
Source dated 23 Sept 2026
Details for Banjo Loans Asset Finance Express
Bank

Bendigo Bank Equipment Loan

Equipment loan for vehicles, machinery and manufacturing, printing or medical equipment, secured by the asset, often with no deposit and an optional balloon.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Equipment Loan
Bank

Bendigo Bank Finance Lease

Finance lease where Bendigo Bank buys and owns the equipment or vehicle and leases it to your business, with a residual at the end of the term.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Bendigo Bank Finance Lease
Bank

BOQ Commercial Hire Purchase

Fixed rate hire purchase from $20,000 over 1 to 5 years for business equipment and cars, with an optional balloon at the end.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Commercial Hire Purchase
Bank

BOQ Finance Lease

Finance lease of $20,000 or more over 1 to 5 years for machinery, computers, cars and other business equipment, with 100% finance available.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Finance Lease
Bank

BOQ Specific Security Agreement (Chattel Mortgage)

Chattel mortgage from $20,000 over 1 to 5 years to buy and own business equipment, with an optional balloon payment.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for BOQ Specific Security Agreement (Chattel Mortgage)

Commonwealth Bank Business Green Loan

Term loan for eligible green assets and projects such as renewable energy and electric vehicles, written as a BetterBusiness Loan or Market Rate Loan.

Amount
From $10K
Term
Not published
Security
Not published
Rates and other criteria
Rate
From 6.49% p.a. variable
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for Commonwealth Bank Business Green Loan

Commonwealth Bank Car & Equipment Finance

Finance for business vehicles and equipment from $20,000 as an equipment loan (chattel mortgage), hire purchase or finance lease.

Amount
From $20K
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
12+ months trading
Source dated 1 Oct 2026
Details for Commonwealth Bank Car & Equipment Finance
Non-bank business lender

Credabl Green Loan

Green finance for eligible Australian healthcare practices investing in cleaner assets and energy-efficient facilities.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for Credabl Green Loan
Asset and equipment financier

Dynamoney Asset & Equipment Finance

Asset and equipment finance with a single application up to $1M, without needing tax returns or financial statements at that level.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Asset & Equipment Finance
Asset and equipment financier

Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)

Vehicle finance up to $1M for cars, trucks, trailers and yellow goods.

Amount
Up to $1M
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Dynamoney Vehicle Finance (car, truck, trailer, yellow goods)
Invoice and trade financier

Earlypay Equipment & Asset Finance

Equipment and vehicle finance from $50K to $1.5M over 2 to 5 years for GST-registered businesses trading for 2 years or more.

Amount
$50K to $1.5M
Term
2 yrs to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
From 9.49% p.a.
Repayments
Not published
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Earlypay Equipment & Asset Finance
Asset and equipment financier

Finance One Commercial Business Equipment Finance

Business equipment finance from $8,000 to $150,000 for new or used machinery, trailers, earthmoving gear and tools; poor credit applicants may be considered.

Amount
$8K to $150K
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
ABN held 6+ months
Source dated 25 Sept 2026
Details for Finance One Commercial Business Equipment Finance
Asset and equipment financier

FleetPartners Smart EV Fleet Funding

Tailored electric fleet leasing and funding for enterprise and government fleets.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for FleetPartners Smart EV Fleet Funding
Asset and equipment financierVia broker

flexicommercial Asset Finance

Broker-only finance for almost any equipment critical to the normal operations of an Australian business, including business critical software.

Amount
Not published
Term
Not published
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for flexicommercial Asset Finance
BankVia broker

Judo Bank Equipment Loan

Equipment and vehicle loan from $250K over up to 5 years, arranged through a relationship banker, with fixed rates and repayments and an optional balloon.

Amount
From $250K
Term
Up to 5 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Judo Bank Equipment Loan
Asset and equipment financierVia broker

Metro Finance Commercial Finance Agreement

Commercial finance agreement for businesses buying approved cars, trucks and equipment, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Metro Finance Commercial Finance Agreement
Asset and equipment financierVia broker

Metro Finance Finance Lease

Finance lease giving businesses use of approved vehicles and equipment without buying them outright, arranged through accredited brokers.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 23 Sept 2026
Details for Metro Finance Finance Lease
Asset and equipment financierVia broker

Metro Finance MetroEco Equipment Finance (green asset finance)

Green asset finance from $10K to $1M over 2 to 5 years for eligible equipment, plus EV or PHEV commercial vehicles and buses, through brokers.

Amount
$10K to $1M
Term
2 yrs to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly
Trading
Not published
Source dated 1 Oct 2026
Details for Metro Finance MetroEco Equipment Finance (green asset finance)
Invoice and trade financier

Moneytech Equipment Finance

Finance for new and used vehicles, yellow goods, plant, machinery and medical equipment, secured by the asset, with repayments spread over time.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Moneytech Equipment Finance
Major bank

NAB Business Vehicle and Equipment Loan

Chattel mortgage for business vehicles and equipment from $20,000 with fixed rates and repayments and an optional balloon payment.

Amount
From $20K
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Business Vehicle and Equipment Loan
Major bank

NAB Finance Lease

Finance lease for business vehicles and equipment where NAB owns the asset and the business can offer to buy it at the end of the lease.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Monthly, Quarterly
Trading
Not published
Source dated 25 Sept 2026
Details for NAB Finance Lease
Major bank

NAB Green Finance for Vehicles and Equipment

Green asset finance for NAB-approved low-emission vehicles, renewable energy and efficient business equipment.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Individual assessment
Repayments
Not published
Trading
Not published
Source dated 1 Oct 2026
Details for NAB Green Finance for Vehicles and Equipment
Invoice and trade financier

Octet Term Loan

Term loan up to $5M over 6 months to 3 years for existing Octet trade or invoice finance clients, for growth, equipment or refinance.

Amount
Up to $5M
Term
6 mths to 3 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for Octet Term Loan
Property-backed non-bank

Pepper Money Commercial Asset Finance (Commercial Loan & Mortgage)

Commercial loan or chattel mortgage for equipment and vehicles such as trucks, machinery, fit-outs and commercial solar.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
Source dated 1 Oct 2026
Details for Pepper Money Commercial Asset Finance (Commercial Loan & Mortgage)
Property-backed non-bank

Pepper Money Finance Lease (business assets)

Finance lease where Pepper buys business assets on your behalf and leases them back to you for an agreed price over a set period.

Amount
Not published
Term
Not published
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years ABN registration
Source dated 23 Sept 2026
Details for Pepper Money Finance Lease (business assets)
Asset and equipment financier

Resimac Commercial Asset Finance

Chattel mortgage for businesses buying cars, utes, vans, trucks, trailers and equipment, with terms up to 60 months (84 months on green goods).

Amount
Not published
Term
Up to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Resimac Commercial Asset Finance
Invoice and trade financier

ScotPac Asset Finance

Chattel mortgage finance over 2 to 5 years for new or pre-owned equipment and vehicles, sourced locally or overseas.

Amount
Not published
Term
2 yrs to 5 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 23 Sept 2026
Details for ScotPac Asset Finance
Non-bank business lender

Shift Asset Finance

Vehicle and equipment finance up to $2M over up to 7 years, including cars, utes, vans, trucks and trailers.

Amount
Up to $2M
Term
Up to 7 yrs
Security
Varies
Rates and other criteria
Rate
From 7.95% (annual percentage rate)
Repayments
Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Shift Asset Finance
Non-bank business lender

Shift Equipment Line

Revolving equipment line up to $2M over up to 5 years for new or second-hand equipment and fit-outs, with monthly repayments.

Amount
Up to $2M
Term
Up to 5 yrs
Security
Not published
Rates and other criteria
Rate
11.95% to 16.95% p.a. (fixed)
Repayments
Monthly
Trading
2+ years trading
Source dated 23 Sept 2026
Details for Shift Equipment Line
Asset and equipment financier

SilverChef Buy Back

SilverChef buys eligible existing hospitality equipment and rents it back to the business under a 12-month Rent-Try-Buy agreement. Buy Back is offered as a distinct product.

Amount
Not published
Term
1 yr
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
Not published
Source dated 29 Sept 2026
Details for SilverChef Buy Back
Asset and equipment financier

SilverChef Custom Equipment Lease

24 month hire-purchase agreement for custom-made hospitality equipment from $1,000, with weekly payments and ownership at the end.

Amount
From $1K
Term
2 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
New or established businesses
Source dated 25 Sept 2026
Details for SilverChef Custom Equipment Lease
Asset and equipment financier

SilverChef Lease-to-Keep

Hire-purchase lease of hospitality equipment from $10,000 over 2 to 5 years, with monthly payments and ownership at the end.

Amount
From $10K
Term
2 yrs to 5 yrs
Security
Not published
Rates and other criteria
Rate
Risk-based pricing
Repayments
Monthly
Trading
12+ months trading
Source dated 25 Sept 2026
Details for SilverChef Lease-to-Keep
Asset and equipment financier

SilverChef Rent-Try-Buy

12 month rental of hospitality equipment from $1,000, with weekly payments and the option to change, upgrade or buy at any time.

Amount
From $1K
Term
1 yr
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Weekly
Trading
No trading history required
Source dated 25 Sept 2026
Details for SilverChef Rent-Try-Buy
Bank

Suncorp Bank Suncorp Equipment Finance

Equipment and vehicle finance for existing Suncorp Bank business customers with $1 million or more in total Suncorp lending or a dedicated Business Banking Manager.

Amount
From $20K
Term
1 yr to 5 yrs
Security
Not published
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
2+ years in business (for total Suncorp lending of $1M+ or a dedicated Business Banking Manager)
Source dated 29 Sept 2026
Details for Suncorp Bank Suncorp Equipment Finance
Major bank

Westpac Business Equipment Loan

Fixed rate equipment loan (chattel mortgage) from $15,000 over 1 to 7 years for new or used equipment; lease and hire purchase also offered.

Amount
From $15K
Term
1 yr to 7 yrs
Security
Asset-backed
Rates and other criteria
Rate
Rate available on application
Repayments
Not published
Trading
Not published
Source dated 25 Sept 2026
Details for Westpac Business Equipment Loan

Want us to do the searching?

Tell us about your business. A business finance specialist can help you narrow down your options, saving you time and helping you avoid unnecessary applications.

Get matched

Getting matched does not involve a credit enquiry

Key information

How equipment & asset finance works

Equipment finance lets you acquire machinery, tools, technology and other business assets while spreading the cost over the asset's working life. The asset itself usually acts as security, which keeps pricing sharper than unsecured lending.

The main structures in Australia are the chattel mortgage, where you own the asset from day one, and the finance lease, where the lender owns it and you pay to use it. Each has different tax and GST treatment, so it is worth checking with your accountant.

You choose the asset and supplier. The lender funds the purchase and takes security over the asset. You repay over a set term, often with an optional balloon or residual payment at the end to reduce regular repayments.

What lenders look at

  • Type, age and resale value of the asset
  • Time trading and ABN age
  • Credit history
  • Deposit or trade-in

Things to watch

  • A balloon lowers repayments but leaves a lump sum at the end.
  • GST and depreciation treatment differs between structures. Ask your accountant.

Equipment & Asset Finance: common questions

What is a chattel mortgage?

A chattel mortgage is a loan to buy an asset, where you own the asset from the start and the lender takes a mortgage over it until the loan is repaid.

Can I finance used equipment?

Many lenders fund used equipment, though limits on asset age and type vary. Check each product's details or ask us to find a lender that suits your asset.

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